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2053 W 70th St, Chicago, IL, 60636

4beds
3baths
800sqft
$264,900
$331price/sqft
$2,223/moest. monthly cost
$88,920/yrincome needed

About This Home

Welcome to this spacious and multi functional home offering 2.5 bathrooms and a thoughtfully designed layout. The main level features beautiful ceramic tile flooring, high ceilings, and two generously sized bedrooms, creating a bright and inviting living space. Upstairs, you'll find an expansive bedroom retreat along with a convenient half bath. One of the bedrooms includes a unique additional closet tucked behind the main closet, perfect for extra storage or organization. The upper level also offers a loft area with open space, ideal for a home office, reading nook, or creative studio. The basement provides laundry connections, an additional room, and a large open area with endless potential. Whether you envision a family room, home theater, game room, or workout space, this level is ready to be transformed to fit your lifestyle. This home is full of opportunity and flexibility-perfect for a homeowner ready to make it their own.Move in ready.

Getting Around

55
WalkingSomewhat Walkable
62
TransitGood Transit
84
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1923

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Frame

Other

  • Builder model: CAPE COD

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Features: Flooring (Vinyl)
  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Bedroom4

  • Features: Flooring (Vinyl)
  • Level: Second
  • Area: 99
  • Dimensions: 11X9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Features

  • Attic: Finished

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 800 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Ceramic Tile)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Laundry

  • Level: Basement
  • Area: 90
  • Dimensions: 10X9

Living Room

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Master Bedroom

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 20193360030000
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 1

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 25X125

Parking

  • Total spaces: 4
  • Parking features: Off Street,Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$373$4,476
Property Taxes $381$4,572
Electricity $130$1,569
Total$2,223$26,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,217/yr
40% on housing$66,690/yr
45% on housing$59,280/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 60636$147
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60636$116
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$284,900
2011-02-08Sold$14,000
2011-01-21Pending sale$13,900
2010-12-30Price change$13,900
2010-12-04Listed for sale--
2006-06-29Sold$96,000

For Sale by Agent

AgentAlma Vargas
BrokerageGolden Enterprise Realty Inc

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