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48 E Shore Dr, Vernon, NJ, 07462

2beds
1baths
768sqft
$275,000
$358price/sqft
$2,230/moest. monthly cost
$89,200/yrincome needed

About This Home

A bright and updated home set in one of Vernon's most peaceful lake communities. This property offers a perfect blend of comfort, convenience, and natural surroundings ideal for anyone seeking a clean, modern living space close to outdoor recreation. 2 Bedrooms, flexible layout for a guest room, office, or hobby space. Updated Kitchen with modern cabinetry, ample counter space, and full appliances, Open concept Living Area with great natural light and easy furniture flow. Renovated Bathroom with contemporary finishes, Washer & Dryer in unit, Private Driveway plus additional street parking, Outdoor Space perfect for relaxing, grilling, or enjoying the wooded surroundings, Situated near Vernon's lakes, trails, and scenic outdoor amenities, this home offers quick access to: Mountain Creek skiing, waterpark, and bike park, Local shops, dining, and Route 515/94 for easy commuting. Seller to replace septic at closing.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

--
Cedar Mountain SchoolGrades K-13.7 mi
6/10
7/10
Vernon Twp High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Gas,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Yes,Crawl Space

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Living/Dining Combo

Features

  • Flooring: Tile,Wood

Heating

  • Heating features: 1 Unit,Gas-Propane Leased,Oil Tank Above Ground - Outside

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower And Tub

Property

Details

  • Parcel number: 2822005930000000070000

Features

  • Has view: Yes
  • View description: Lake/Water View,Mountain(s)
  • Has water view: Yes
  • Water view: Lake/Water View
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: .172 AC

Parking

  • Total spaces: 3
  • Parking features: Driveway-Exclusive
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Lightning
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$143$1,716
Property Taxes $504$6,048
Electricity $193$2,318
Total$2,230$26,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,457/yr
40% on housing$66,900/yr
45% on housing$59,466/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 07462$157
Sussex County$266

vs Homes Sold Last Month

Median $/sqft

ZIP 07462$222
Sussex County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-03Listing removed$2,100
2026-06-12Price change$2,100
2026-06-03Listed for sale$275,000
2026-05-27Listed for rent$2,200
2026-02-27Sold$165,000
2026-01-27Pending sale$195,000
2025-10-30Price change$195,000
2025-09-11Listed for sale$199,900
2017-09-27Listing removed$1,200
2017-08-22Listed for rent$1,200
2015-12-14Listing removed$1,000
2015-11-28Listed for rent$1,000

For Sale by Agent

AgentLisa Taormina
BrokerageWerner Realty

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