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556 Valley Rd, Clark, NJ, 07066

3beds
3baths
1,358sqft
$655,000
$482price/sqft
$4,710/moest. monthly cost
$188,400/yrincome needed

About This Home

INVESTORS AND FLIPPERS! Get ready for the hottest new opportunity in Clark! If you're dreaming of the ultimate one-level living experience, your search ends here. Past mature landscaping, step inside this charming Ranch and feel right at home in the bright, airy living room that flows effortlessly into the dining area. Beautiful plantation-style shutters frame a massive, flat, fully fenced backyard, an absolute dream for summer BBQs and outdoor fun! The eat-in kitchen features updated appliances and incredible potential: enjoy as is, add cabinets, or remove a wall to create the open-concept layout you've been pinning.Down the hall, enjoy true single-level convenience with 3 bedrooms, including a primary suite with a full bath, plus a second full hallway bathroom. The space doesn't stop there! Downstairs, a fully finished basement nearly doubles your square footage. This ultimate hangout zone boasts a custom built-in bar, home gym area, half bath, and a large media space for epic movie nights.Move in with peace of mind thanks to a new furnace(currently oil but gas in home), plus a newer water heater, washer, and dryer. Complete with a 1-car garage, the location is unbeatable: steps from neighborhood Private and Public schools like Valley Rd Elementary and Jackson's Pond Park. Commuters will love the quick access to hospitals, shops, dining. This gem is packed with potential! Furnace oil but gas in house for gas stove. Driveway and chimney as is

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
7/10
7/10

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Composition Shingle
  • Construction materials: Composition Shingle,Vinyl Siding

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Microwave,Range/Oven-Gas,Refrigerator

Basement

  • Features: Exercise,Leisure,Media,PowderRm,Storage,Utility

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • Bath Main,Bath(s) Other,Dining Room,Kitchen,Living Room,Outside Entrance
  • Window features: Blinds
  • Flooring: Carpet,Wood

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas,Oil Tank Above Ground - Inside
  • Cooling features: 1 Unit,Central Air

Interior Area

  • Total structure area: 1,358
  • Total interior livable area: 1,358 sqft

Kitchen

  • Features: Eat-in Kitchen

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2902001920000000230000
  • Zoning description: R 100

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 76 x 188

Parking

  • Total spaces: 4
  • Parking features: 2 Car Width,Built-In Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,312$39,744
Home Insurance *$144$1,728
Property Taxes $1,061$12,732
Electricity $193$2,318
Total$4,710$56,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,485/yr
40% on housing$141,300/yr
45% on housing$125,600/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$482This listing

vs Other Active Listings

Avg $/sqft

ZIP 07066$407
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07066$395
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$655,000
2026-04-16Pending sale$640,000
2026-04-01Listed for sale$640,000
2002-09-24Sold$305,000
2001-10-15Sold$255,000
1994-07-13Sold$185,000

For Sale by Agent

AgentAmira Elgoneimy
BrokerageRedfin Corporation

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