2089 Swan Ln, Safety Harbor, FL, 34695
About This Home
Welcome to your slice of Florida paradise in the heart of Safety Harbor! Nestled on a quiet street, this beautifully maintained home at 2089 Swan Lane offers the perfect blend of comfort, style, and location. Step inside to discover a light-filled, open-concept layout designed for both everyday living and entertaining. The spacious living areas flow seamlessly, complemented by well-appointed finishes and a functional floor plan with luxury vinyl flooring throughout. The kitchen serves as the heart of the home, featuring an beautifully updated kitchen. This pool home offers 4 bedrooms and 2 bathrooms. Outside, enjoy your own backyard oasis featuring an enclosed pool with a travertine pool deck and a fully fenced yard—perfect for relaxing, gardening, or hosting weekend barbecues. Enjoy the peace of mind knowing the windows and sliders were updated in 2022 and are hurricane impact rated, as well as a 2021 hvac system and a 2015 roof. Not to mention, the hvac duct work was just professionally cleaned to ensure a health conscious home. Located just minutes from charming downtown Safety Harbor, you'll enjoy easy access to local shops, dining, parks, and the waterfront. With its prime location, inviting layout, and move-in-ready appeal, this home is an exceptional opportunity you won’t want to miss. Schedule your private showing today and experience all that this wonderful property has to offer!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Bathroom4
- Features: Storage Closet
- Level: First
- Area: 132
- Dimensions: 12x11
Bedroom2
- Features: Storage Closet
- Level: First
- Area: 143
- Dimensions: 13x11
Bedroom3
- Features: Storage Closet
- Level: First
- Area: 132
- Dimensions: 12x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 132
- Dimensions: 12x11
Family Room
- Level: First
- Area: 234
- Dimensions: 18x13
Features
- Ceiling Fan(s),Open Floorplan,Solid Wood Cabinets,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Skylight(s)
- Flooring: Carpet,Tile,Hardwood
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,845
- Total interior livable area: 2,211 sqft
Kitchen
- Level: First
- Area: 154
- Dimensions: 11x14
Living Room
- Level: First
- Area: 247
- Dimensions: 19x13
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 165
- Dimensions: 15x11
Property
Details
- Parcel number: 272816604100000410
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: In Ground
- Exterior features: Sidewalk
Lot
- Lot size: 7,876 sqft
Parking
- Total spaces: 2
- Parking features: Driveway,On Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,185 | $38,220 |
| Home Insurance * | $533 | $6,396 |
| Property Taxes | $388 | $4,656 |
| Electricity | $222 | $2,670 |
| Total | $4,328 | $51,936 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $699,000 |
| 2023-04-12 | Pending sale | $685,000 |
| 2023-04-07 | Price change | $685,000 |
| 2023-03-30 | Listed for sale | $690,000 |
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