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12 Geneva St, Elizabeth, NJ, 07206

6beds
4baths
0sqft
$800,000
--price/sqft
$5,281/moest. monthly cost
$211,240/yrincome needed

About This Home

Welcome to this well maintained 2 family house on a quiet street. Each unit features 3 Bedrooms, 2 full Bathrooms, Central Air/Heat, Laundry room on each unit, Solid hardwood floor, Kitchen, Living/Dining room, Private well maintained backyard and a large unfinished basement. Close to Airport, Train and Bus Transportations

Getting Around

82
WalkingVery Walkable
34
TransitSome Transit
57
BikeBikeable

Schools

5/10
1/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range/Oven - Gas,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bedrooms,Kitchen,Living/Dining Room,Attic

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas
  • Cooling features: 1 Unit

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 2904007750000000080000

Features

  • Levels: 3-Three Story
  • Stories: 3

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 25 x 100

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Asphalt,Built-In Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$269$3,228
Property Taxes $774$9,288
Electricity $193$2,318
Total$5,281$63,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,062/yr
40% on housing$158,430/yr
45% on housing$140,826/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07206$317
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07206$307
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$800,000
2025-09-24Listing removed$2,500
2025-08-20Listed for rent$2,500
2025-08-18Listing removed$2,600
2025-05-21Listed for rent$2,600
2022-01-04Sold$595,000
2021-12-07Listing removed--
2021-12-04Listed for rent$2,200
2021-10-03Listing removed--
2021-08-23Price change$600,000
2021-08-09Listed for sale$599,000
2018-07-24Sold$405,000
2017-11-17Sold$233,200
2006-04-12Sold$255,000
2001-02-07Sold$135,000
2000-04-12Sold$60,000

For Sale by Agent

AgentObiora Udodi
BrokerageOne World Realty

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