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532 Fulton St, Elizabeth, NJ, 07206

3beds
2baths
--sqft
$474,999
--price/sqft
$3,426/moest. monthly cost
$137,040/yrincome needed

About This Home

Colonial-style home.The first level features a spacious eat-in kitchen, living room, formal dining room, and a full bathroom. The second floor offers three generously sized bedrooms and another full bathroom. The attic provides bonus space that can be finished as an additional bedroom or Home office. hardwood floors, abundant storage throughout, and a beautifully fenced backyard ideal for entertaining. Conveniently located near shopping, major highways, NYC, and public transportation?an excellent option for commuters. Low taxes. Home is being sold Strickly As-Is. Lots of potential. Priced to sell. Must sell quickly. Buyer responsible for all city certs and CO.

Getting Around

86
WalkingVery Walkable
37
TransitSome Transit
56
BikeBikeable

Schools

5/10
2/10
John E Dwyer Tech AcademyGrades 9-120.8 mi

Construction

Condition

  • Year built: 1916

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: See Remarks,Natural Gas
  • Cooling features: See Remarks

Kitchen

  • Features: See Remarks

Property

Details

  • Parcel number: 2904006600000000110000
  • Exclusions: As per mls

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 25 x 100

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$160$1,920
Property Taxes $672$8,064
Electricity $193$2,318
Total$3,426$41,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,462/yr
40% on housing$102,780/yr
45% on housing$91,360/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07206$320
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07206$307
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$499,999
2023-07-28Listing removed--
2021-07-26Sold$290,000
2021-04-13Listed for sale$299,900
1993-11-10Sold$62,500

For Sale by Agent

AgentMarcus Warner
BrokerageMonopoly Marc Realty Llc

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