See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

643 S Park St, Elizabeth, NJ, 07206

3beds
2baths
1,504sqft
$439,000
$292price/sqft
$3,106/moest. monthly cost
$124,240/yrincome needed

About This Home

Getting Around

82
WalkingVery Walkable
41
TransitSome Transit
55
BikeBikeable

Schools

8/10
Elizabeth High SchoolGrades 9-120.8 mi
4/10
T Jefferson Arts AcademyGrades 9-120.8 mi

Construction

Condition

  • Year built: 1700

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Refrigerator,See Remarks,Range,Washer,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Bath Half, Laundry Facilities

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • Vaulted Ceiling(s),Kitchen Second,Living Room,Dining Room,3 Bedrooms,Bath Full,None
  • Flooring: Ceramic Tile,Wood,See Remarks

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Ceiling Fan(s),Wall Unit(s),Window Unit(s),See Remarks

Interior Area

  • Total structure area: 1,504
  • Total interior livable area: 1,504 sqft

Kitchen

  • Features: Granite/Corian Countertops, Eat-in Kitchen

Property

Details

  • Parcel number: 0400631000000044

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2,500 sqft
  • Features: See Remarks
  • Lot size dimensions: 100.00 x 0.00

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$148$1,776
Property Taxes $546$6,552
Electricity $193$2,318
Total$3,106$37,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,491/yr
40% on housing$93,180/yr
45% on housing$82,826/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 07206$321
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07206$307
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-29Listed for sale$439,000
2016-09-13Listing removed$289,000
2016-07-13Price change$289,000
2016-06-21Price change$309,000
2016-06-14Price change$215,000
2016-06-11Listed for sale$309,000
2016-06-03Sold$205,000
2016-02-08Listed for sale$250,000
2015-10-09Sold$65,000
2015-07-03Listed for sale$75,000
2014-05-17Listing removed$75,000
2013-11-18Listed for sale$75,000

For Sale by Agent

AgentANTONIO D. ROSARIO
BrokerageJ.J. ELEK REALTY CO.

Similar Homes