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1029-1031 Kipling Rd, Elizabeth, NJ, 07208

4beds
4baths
2,179sqft
$725,000
$333price/sqft
$5,357/moest. monthly cost
$214,280/yrincome needed

About This Home

Welcome to this spacious and bright home nestled in a tree-lined Elizabeth neighborhood. Boasting an impressive 2,179 square feet of living space, this home is flooded with natural light and designed to accommodate a wide variety of lifestyles. What truly sets this property apart is its incredibly rare and highly functional layout, featuring 4 bedrooms and 4 full bathrooms distributed across four distinct levels for maximum space and flexibility. The main level features a bright living area, a convenient bedroom, and a full bath. On the second level, you will find two generously sized bedrooms and another full bath, while the top-floor retreat hosts a fourth bedroom and its own private full bath. The basement adds even more versatility, complete with a fourth full bathperfect for a recreation room, home office, or fitness space. Ideally situated with access to local parks, public transit, dining, shopping, and major commuting routes, this property offers both space and exceptional convenience. With fantastic potential to customize and add your own personal touches, this is an opportunity you do not want to miss. Schedule your private tour today to explore the possibilities!

Getting Around

67
WalkingSomewhat Walkable
42
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1928

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range/Oven,See Remarks,Kitchen Exhaust Fan,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Finished, Bath Full, Other Room(s), Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Formal Dining Room

Features

  • 1 Bedroom,Kitchen,Bath Full,Dining Room,Family Room,2 Bedrooms,Living Room
  • Flooring: See Remarks,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiant,Hot Water
  • Cooling features: Window Unit(s),See Remarks

Interior Area

  • Total structure area: 2,179
  • Total interior livable area: 2,179 sqft

Kitchen

  • Features: Kitchen Exhaust Fan, Separate Dining Area

Property

Details

  • Parcel number: 0400013000000021
  • Zoning: Residential

Features

  • Levels: Two, See Remarks
  • Stories: 2

Lot

  • Lot size: 5,900 sqft
  • Features: Near Shopping,See Remarks
  • Lot size dimensions: 118.00 x 50.00

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,See Remarks,Garage,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$226$2,712
Property Taxes $1,226$14,712
Electricity $240$2,882
Total$5,357$64,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,668/yr
40% on housing$160,710/yr
45% on housing$142,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 07208$311
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07208$380
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Listed for sale$725,000
2020-03-10Listing removed$3,300
2020-03-08Price change$3,300
2020-02-05Listed for rent$3,500

For Sale by Agent

AgentLARA JABER
BrokerageKELLER WILLIAMS WEST MONMOUTH

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