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826 Cross Ave, ELIZABETH, NJ, 07208

5beds
3baths
--sqft
$799,900
--price/sqft
$5,432/moest. monthly cost
$217,280/yrincome needed

About This Home

This colonial House offers 5 bedrooms and 21/2 bath rooms. Other features of this house including wood burning fireplace, pool, deck, detached 2 car garage, multizone wi-fi controlled central air conditioning and heating, finished basement, sump pumps, kitchen, dining room and living room. The first floor offers open concepts with foyer, hardwood floors, ceramic tiles, sunroom, dining room, great room leading to walk out deck, pool and large back yard.. The kitchen offers stainless steel appliances and granite counter top. On the second floor you will find the master bed room with two additional bedrooms and full bath. The three floor offers two additional bedrooms or office space convenient for working from home. Full finished basement with full bath room. Outdoor is great for entertaining , with deck and area for outdoor cooking. The 2 car detached garage is finished with a loft, wall A/C and could be used as a game room. Driveway for at least five cars. Near school and transportation. This house does have Solar panels.

Getting Around

74
WalkingVery Walkable
57
TransitGood Transit
51
BikeBikeable

Schools

6/10
8/10
Elizabeth High SchoolGrades 9-121.3 mi

Construction

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Gas Cooktop,Dishwasher,Dryer

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 3 Units,Forced Air,Zoned,Natural Gas,Solar-Leased
  • Cooling features: 2 Units,Central Air,Ductless Split AC,Zoned

Kitchen

  • Features: Country Kitchen,Eat-in Kitchen

Property

Details

  • Parcel number: 2904001170000001100000

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 55 x 115

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Asphalt,Concrete,Driveway-Exclusive,Detached Garage,Finished Garage,Loft Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$249$2,988
Property Taxes $946$11,352
Electricity $193$2,318
Total$5,432$65,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,240/yr
40% on housing$162,960/yr
45% on housing$144,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07208$307
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07208$380
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Pending sale$799,900
2026-02-17Price change$799,900
2025-10-16Listed for sale$829,900
2017-03-22Sold$390,000
2017-01-17Listed for sale$399,900
2014-04-23Sold$194,900
2014-02-07Listed for sale$194,900
2013-12-18Listing removed$165,000
2013-09-20Price change$165,000
2013-06-21Listed for sale$180,000
2013-01-31Listing removed$160,000
2013-01-12Listed for sale$160,000
1995-09-14Sold$112,000

For Sale by Agent

AgentClive Elson
BrokerageCentury 21 Alliance Realty

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