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637 Jefferson Ave, Elizabeth, NJ, 07201

6beds
5baths
0sqft
$1,150,000
--price/sqft
$8,113/moest. monthly cost
$324,520/yrincome needed

About This Home

Newer Two-Family in a Prime Elizabeth Location! Welcome to this beautifully maintained newer 2-unit dwelling, offering two spacious apartments, each featuring three generously sized bedrooms, including a master bedroom with a private bath. Both units boast hardwood floors throughout the living and dining rooms, a spacious kitchen, central air conditioning, and forced hot-air heating for comfort and convenience. Attached garages provide ample parking, plus a bonus recreation room, perfect for a home gym, office, or entertainment space. Step outside to a fully fenced rear yard, ideal for entertaining, relaxing, or enjoying outdoor gatherings. Close to public transportation, including the North Elizabeth Train Station, with easy access to major highways, shopping, restaurants, and more. A fantastic opportunity for owner-occupants or investors alike. Schedule your private showing today this one won't last!

Getting Around

81
WalkingVery Walkable
59
TransitGood Transit
52
BikeBikeable

Schools

8/10
Elizabeth High SchoolGrades 9-121.0 mi
4/10
T Jefferson Arts AcademyGrades 9-121.0 mi

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Asphalt Shingle,Composition Shingle
  • Construction materials: Brick,Cinder Block,Stucco,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven - Gas,Microwave Oven,Gas Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Bedrooms,Dining Room,Kitchen,Living Room

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Radiant - Electric,Natural Gas
  • Cooling features: 2 Units,Central Air

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 2904002350000000100001

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Privacy

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 34.67 x 145

Parking

  • Total spaces: 4
  • Parking features: 2 Car Width,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$475$5,700
Property Taxes $1,630$19,560
Electricity $193$2,318
Total$8,113$97,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$278,160/yr
40% on housing$243,390/yr
45% on housing$216,346/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07201$297
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07201$340
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Listed for sale$1,400,000
2019-05-03Sold$511,000
2019-02-17Listed for sale$510,000
2017-12-01Listing removed$1,600
2017-11-23Listed for rent$1,600
2017-07-27Listing removed$1,800
2017-07-20Listed for rent$1,800
2016-02-19Listing removed$1,800
2016-02-15Listed for rent$1,800
2013-09-04Sold$425,000
2013-08-22Listing removed$1,500
2013-08-12Listed for rent$1,500

For Sale by Agent

AgentRoziane Felipe
BrokerageRosa Agency

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