




40 1St St, Fanwood, NJ, 07023
About This Home
Welcome to this charming and beautifully maintained home offering the perfect blend of classic character and modern updates. Featuring 3 bedrooms all located on the second floor, a fully finished attic for extra living and an updated kitchen with sleek stainless steel appliances, this home is move-in ready!. Enjoy energy efficiency and savings with the installed solar panels. Step outside to a spacious backyard and inviting patio, ideal for outdoor gatherings, gardening, or relaxing in your own private oasis. Located in a desirable neighborhood with convenient access to schools, parks, shopping, and transportation, this home is a must-see!
Getting Around
Schools
Construction
Condition
- Year built: 1920
Materials
- Roof: Asphalt Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven-Gas,Refrigerator
Basement
- Has basement: Yes
- Basement: Yes,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Formal Dining Room
Features
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s)
Kitchen
- Features: Separate Dining Area
Property
Details
- Parcel number: 2905000910000000350000
Lot
- Lot size dimensions: 50 x 145 x 50 x 154
Parking
- Total spaces: 3
- Parking features: 1 Car Width
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,424 | $53,088 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $1,480 | $17,760 |
| Electricity | $193 | $2,318 |
| Total | $6,262 | $75,144 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-07-07 | Listed for sale | $850,000 |
For Sale by Agent
