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645 Passaic Ave, Kenilworth, NJ, 07033

4beds
4baths
3,313sqft
$1,250,000
$377price/sqft
$9,088/moest. monthly cost
$363,520/yrincome needed

About This Home

Welcome to 645 Passaic Avenue, a custom Craftsman home completed in late 2019, offering approximately 3,350 square feet of thoughtfully designed living space with 4 bedrooms, 3.5 bathrooms, a finished basement, and a versatile third floor. Nestled on a quiet one-way street, this exceptional home blends timeless craftsmanship with modern luxury. A welcoming covered front porch leads to an inviting floor plan featuring custom millwork, hardwood floors throughout, and abundant natural light. The chef's kitchen boasts custom cabinetry, quartz countertops, an oversized center island, a professional 6-burner gas range with double ovens, stainless steel appliances, and a farmhouse sink, flowing seamlessly into the breakfast nook, living room, dining area, and custom wet bar with a beverage refrigerator, making it ideal for everyday living and entertaining. The second level features a luxurious primary suite with a spa-inspired bath and two oversized custom closets, along with three generously sized bedrooms and a convenient second-floor laundry room. The finished third floor offers flexible space for a fifth bedroom, home office, playroom, or game room with built-in storage cubbies. The finished basement includes an infrared sauna, full bathroom, and spacious recreation room. Professionally landscaped front and rear yards feature a full irrigation system, mature privacy trees, and a newly updated 33'X11' deck with a louvered pergola, creating the perfect outdoor space for relaxing or entertaining. Conveniently located near downtown Kenilworth and the Cranford border, this home offers easy access to parks, schools, shopping, restaurants, major highways, Newark Liberty International Airport, and New York City.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
Harding Elementary SchoolGrades PK-60.5 mi
4/10

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Home, Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Dishwasher,Disposal,Dryer,Gas Range/Oven,Exhaust Fan,Microwave,Refrigerator,Oven,Washer,Kitchen Exhaust Fan,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished, Bath Full, Recreation Room, Storage Space, Interior Entry, Utility Room

Bathroom

  • Features: Stall Shower and Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • Blinds,High Ceilings,Security System,Shades-Existing,Wet Bar,Entrance Foyer,Kitchen,Bath Half,Living Room,Storage,Dining Room,Family Room,4 Bedrooms,Laundry Room,Bath Full,Bath Main,Beamed Ceilings,Additional Bath,Loft,Other Room(s)
  • Window features: Insulated Windows,Blinds,Shades-Existing
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Zoned,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,313
  • Total interior livable area: 3,313 sqft

Kitchen

  • Features: Granite/Corian Countertops, Kitchen Exhaust Fan, Kitchen Island, Pantry, Separate Dining Area

Master Bedroom

  • Features: Two Sinks, Full Bath, Walk-In Closet(s)

Property

Details

  • Parcel number: 0800135000000007

Features

  • Levels: Three Or More, 3rd Floor, Two
  • Stories: 3
  • Patio & porch: Porch,Deck,Patio
  • Exterior features: Barbecue,Lawn Sprinklers,Open Porch(es),Deck,Patio,Fencing/Wall,Storage Shed,Yard,Insulated Pane Windows
  • Fencing: Fencing/Wall

Lot

  • Lot size: 5,000 sqft
  • Features: Near Shopping,Near Train,Level,Near Public Transit
  • Lot size dimensions: 100.00 x 50.00

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,2 Cars Deep,Asphalt,Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$289$3,468
Property Taxes $2,114$25,368
Electricity $365$4,382
Total$9,088$109,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$311,588/yr
40% on housing$272,640/yr
45% on housing$242,346/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$377This listing

vs Other Active Listings

Avg $/sqft

ZIP 07033$410
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07033$397
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$1,250,000
2019-11-26Sold$695,000
2019-06-26Pending sale$699,000
2019-05-29Listed for sale$699,000
2018-02-01Sold$23,000
2014-12-12Sold$180,000

For Sale by Agent

AgentSTEVEN SOLARES
BrokerageUNITED R.E. OF NORTH JERSEY

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