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539 Monmouth Ave, Linden, NJ, 07036

4beds
3baths
--sqft
$690,000
--price/sqft
$5,024/moest. monthly cost
$200,960/yrincome needed

About This Home

Beautiful Cape Cod home set on a generous 60x110 lot, offering the perfect blend of space, comfort, and location. This well-maintained property features 4 spacious bedrooms and 3 bathrooms, ideal for flexible living arrangements. The home boasts a bright and inviting layout with ample natural light, a functional floor plan, and plenty of room for everyday living and entertaining. A 2-car garage provides convenient parking and additional storage space. Enjoy outdoor living with a sizable yard perfect for gatherings, gardening, or relaxation. Situated in a highly desirable neighborhood, this home offers easy access to shopping, dining, schools, and major transportation routes.A wonderful opportunity to own a Cape Cod home in a great area don't miss it!

Getting Around

80
WalkingVery Walkable
54
TransitGood Transit
58
BikeBikeable

Schools

4/10
3/10
3/10
Linden High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: 1 Unit,Natural Gas
  • Cooling features: 1 Unit

Kitchen

  • Features: Kitchen Island

Property

Details

  • Parcel number: 2909001710000000100000
  • Zoning description: Residential

Features

  • Exterior features: Sidewalk

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 60 x 110

Parking

  • Total spaces: 6
  • Parking features: Driveway-Exclusive,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$175$2,100
Property Taxes $1,167$14,004
Electricity $193$2,318
Total$5,024$60,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,251/yr
40% on housing$150,720/yr
45% on housing$133,973/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07036$285
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07036$485
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$700,000
2024-07-03Sold$580,000
2023-07-27Sold$300,000

For Sale by Agent

AgentCarla Ferreira
BrokerageRosa Agency

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