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405 W Elm St, Linden, NJ, 07036

4beds
2baths
0sqft
$629,999
--price/sqft
$4,603/moest. monthly cost
$184,120/yrincome needed

About This Home

Income-producing two-family home making it ideal for both investors and owner-occupants. Features include bright and functional living spaces, a full unfinished basement with ample storage, a huge private backyard, and off-street parking. Conveniently located near shopping, restaurants, schools, major highways, and public transportation, providing easy access to New York City and surrounding areas. A great opportunity to generate rental income while building long-term equity in a desirable Linden location.

Getting Around

85
WalkingVery Walkable
54
TransitGood Transit
50
BikeBikeable

Schools

4/10
4/10
3/10
Linden High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1928

Materials

  • Roof: See Remarks
  • Construction materials: See Remarks

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dryer,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedrooms,Kitchen,Living Room

Heating & Cooling

  • Heating features: 2 Units,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 2909002830000000040000

Lot

  • Lot size: 4,356 sqft
  • Features: Level
  • Lot size dimensions: 30 x 100

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$160$1,920
Property Taxes $1,065$12,780
Electricity $193$2,318
Total$4,603$55,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,817/yr
40% on housing$138,090/yr
45% on housing$122,746/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07036$286
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07036$485
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$629,999
2014-11-19Sold$232,500
2014-09-02Price change$225,977
2014-07-26Price change$229,977
2014-05-20Listed for sale$234,977
2014-04-22Sold$113,000

For Sale by Agent

AgentEmilia E. Coronado
BrokerageKeller Williams Village Square

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