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351 Fernwood Ter, Linden, NJ, 07036

4beds
3baths
--sqft
$579,900
--price/sqft
$4,252/moest. monthly cost
$170,080/yrincome needed

About This Home

Welcome to this custom-built Colonial/Cape on a desirable corner lot in Linden's sought-after Sunnyside neighborhood. This well-maintained home offers 4 spacious bedrooms, 2.5 bathrooms, and a flexible floor plan ideal for everyday living and entertaining. A charming screened-in front porch, framed by mature shade trees, provides the perfect place to enjoy your morning coffee or relax in the evening. A paver walkway and professionally landscaped yard add exceptional curb appeal. Inside, you'll find hardwood flooring and ceramic tile throughout much of the home. The inviting living room features a wood-burning fireplace, while the formal dining room is perfect for gatherings. The eat-in kitchen offers ample cabinetry, generous counter space, and a breakfast bar. A standout feature is the oversized multipurpose room with soaring vaulted ceilings, a private entrance, and year-round comfort provided by central air and forced hot air from the main house, plus a separate supplemental heating system. Ideal as a family room, home office, recreation room, or potential extended living space. The finished basement with a wet bar adds even more room for entertaining. Upstairs, generous closets include a walk-in cedar closet for exceptional storage. Outside, enjoy a private side patio for dining or relaxing. The oversized two-car garage with Loft and expansive blacktop driveway provide parking for up to six vehicles. No known issues, Buyer is responsible for CO.

Getting Around

50
WalkingCar-Dependent
31
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

3/10
4/10
3/10
Linden High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1946

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Home,Cape Cod,Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven-Gas,Refrigerator,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Powder Room, Rec Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • Wet Bar,Cedar Closet(s),Walk-In Closet(s),Great Room
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Electric,Natural Gas
  • Cooling features: Central Air,House Exhaust Fan

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen

Property

Details

  • Parcel number: 2909003290000000110000

Features

  • Patio & porch: Enclosed Porch(es),Patio

Lot

  • Lot size: 4,356 sqft
  • Features: Corner Lot
  • Lot size dimensions: 60 x 100

Parking

  • Total spaces: 4
  • Parking features: Asphalt,Attached Garage,Loft Storage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$147$1,764
Property Taxes $980$11,760
Electricity $193$2,318
Total$4,252$51,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,782/yr
40% on housing$127,560/yr
45% on housing$113,386/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07036$286
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07036$485
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$579,900
2026-07-31Listed for sale$579,900
2002-01-30Sold$247,000

For Sale by Agent

AgentCynthia Belcher
BrokerageDaunno Realty Services Llc

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