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105 Lower Rd, Linden, NJ, 07036

1beds
1baths
--sqft
$249,000
--price/sqft
$1,936/moest. monthly cost
$77,440/yrincome needed

About This Home

Great opportunity to own two charming homes being sold together in the desirable Tremley Point section of Linden! Situated side-by-side on separate lots and blocks, this unique property offers endless possibilities for investors or owner-occupants, or those looking for additional rental income.The first home features 2 bedrooms, 1 full bath, a living room, dining room, kitchen, unfinished basement, and inviting front porch. The second home offers 1 bedroom, 1 full bath, a comfortable living room, and kitchen. For the smaller home there is a brnad new furnace / Hot water heater & sump pump. Both homes include private rear decks and their own individual character and charm. The driveway & garage goes along the back of both properties. Conveniently located near major highways, transportation, parks, shopping, and waterfront areas, this rare package presents a unique opportunity in a sought-after neighborhood. Being sold strictly together. 101 & 105 Lower Road are both being sold together for $599,000

Getting Around

41
WalkingCar-Dependent
20
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

3/10
3/10
3/10
Linden High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1938

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector

Basement

  • Features: Storage Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished,Sump Pump

Bedroom1

  • Level: First
  • Area: 72

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating

  • Heating features: 1 Unit,Forced Air,Natural Gas

Kitchen

  • Features: Galley Type
  • Level: First
  • Area: 63

Living Room

  • Level: First
  • Area: 285

Property

Details

  • Parcel number: 2909005740000000200000

Features

  • Patio & porch: Deck

Lot

  • Lot size: 4,356 sqft
  • Features: Level
  • Lot size dimensions: 28 x 100

Parking

  • Total spaces: 1
  • Parking features: See Remarks,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Earthquake
Hurricane
Lightning
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$63$756
Property Taxes $421$5,052
Electricity $193$2,318
Total$1,936$23,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,377/yr
40% on housing$58,080/yr
45% on housing$51,626/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07036$288
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07036$485
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Price change$249,000
2026-05-08Listed for sale$599,000

For Sale by Agent

AgentMichelle David
BrokerageMichelle David Realty Group

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