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7 Oxbow Dr, New Providence, NJ, 07974

4beds
4baths
--sqft
$1,450,000
--price/sqft
$10,220/moest. monthly cost
$408,800/yrincome needed

About This Home

Set in one of New Providence's most sought-after neighborhoods, this impeccably maintained 4-bedroom, 3.5-bath residence offers a refined blend of timeless design and thoughtfully curated modern upgrades. A gracious foyer opens to gleaming hardwood floors, custom millwork, and elegant architectural moldings that create a warm, sophisticated backdrop. The expansive great room, anchored by a gas fireplace (2019), provides an inviting space for both everyday living and entertaining. A well-designed mudroom and private home office, both added in 2023, enhance functionality and convenience. Upstairs, the serene primary suite serves as a true retreat, featuring a spacious walk-in closet and a spa-inspired bath renovated in 2024. Three additional bedrooms are generously sized, including a well-appointed ensuite, while all bathrooms have been recently updated with cohesive, modern finishes. The finished lower level adds valuable living space, ideal for recreation, media, or fitness. Outdoors, a beautifully designed two-tiered deck offers a private setting for entertaining and relaxation. A motorized SunSetter awning (2025) enhances comfort, while the landscaped grounds are supported by an in-ground sprinkler system (2024). Additional highlights include two-zone climate control, a whole-house generator (2021), and a brand-new roof (2026), providing both style and long-term peace of mind. A distinguished offering in a prime New Providence location.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Features: Exercise Room, Family Room, Laundry Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,French Drain

Bedroom1

  • Level: Third
  • Area: 240

Bedroom2

  • Level: Second
  • Area: 168

Bedroom3

  • Level: Second
  • Area: 156

Bedroom4

  • Level: Second
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living/Dining Combo
  • Level: First
  • Area: 221

Family Room

  • Level: Basement
  • Area: 357

Features

  • Cathedral Ceiling(s),High Ceilings,Office,Foyer,Utility Room,In-Law Floorplan,Den
  • Window features: Window Treatments
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Natural Gas
  • Cooling features: 2 Units,Central Air

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen,Pantry,Separate Dining Area
  • Level: First
  • Area: 294

Living Room

  • Level: First
  • Area: 357

Property

Details

  • Parcel number: 2911000360000000100000
  • Exclusions: Swing set

Features

  • Levels: Multi/Split,Split Level
  • Patio & porch: Deck
  • Exterior features: Underground Lawn Sprinkler
  • Fencing: Metal Fence

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: .284 AC

Parking

  • Total spaces: 4
  • Parking features: 2 Car Width,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$244$2,928
Property Taxes $2,452$29,424
Electricity $193$2,318
Total$10,220$122,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$350,400/yr
40% on housing$306,600/yr
45% on housing$272,533/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07974$634
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07974$540
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Pending sale$1,450,000
2026-04-30Listed for sale$1,450,000
2018-04-30Sold$799,000
2018-04-16Pending sale--
2018-04-12Listed for sale--
2018-03-10Listing removed$799,000
2018-02-27Listed for sale$799,000
2017-10-08Listing removed--
2017-01-07Listed for sale--
1999-10-26Sold$357,500

For Sale by Agent

AgentAnthony Palmieri
BrokerageWeiniger Realty

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