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14 Holmes Oval, New Providence, NJ, 07974

5beds
5baths
--sqft
$1,850,000
--price/sqft
$12,988/moest. monthly cost
$519,520/yrincome needed

About This Home

Welcome home! The architect & builder have added personal design touches throughout. Still under construction, this new home has it all including Superior foundation walls, a 10-YEAR BUILDER WARRANTY, 5 bedrooms (4 are en-suite), quality upgrades throughout, Hardie Plank siding & so much more! The 1st floor is highlighted by the open floor plan large family room (gas FP) flowing into the chef's kitchen (ss appliances, quartz countertops w/ 27 sq ft center island). Large sliding glass doors to patio & private yard for relaxation. The 1st floor offers a welcoming foyer, living room/home office with French doors, dining room, garage inside entrance, mudroom, powder room & more. The second floor will amaze you starting in the primary suite. Tray ceilings adorn the large BR illuminated with an abundance of natural light through the bay window, w/ a 50 sq. ft. WIC & spa bath w/ double vanity, soaking tub, & shower w/ seat. Three other BRs (2 ensuite) w/ spacious closets & laundry on 2nd floor. The finished basement w/ 9 ft ceilings has a large rec room, office/gym & ensuite bedroom. Outside you will have the opportunity to enjoy your private yard with paver patio or sit on your canopy covered entry porch. One block to bus to Port Authority and entrance to Community Pool, 0.25m to MS/HS campus and 0.3m to New Providence vibrant downtown small business/fine dining. ALL INTERIOR PICTURES REFLECT QUALITY CRAFTSMANSHIP FROM PREVIOUS BUILDER HOMES. EXTERIOR PHOTO DIGITALLY ENHANCED.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Composition Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Microwave,Range/Oven-Gas,Refrigerator
  • Laundry features: Level 2

Basement

  • Features: 1 Bedroom, Bath(s) Other, Exercise Room, Rec Room, Storage Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished,Sump Pump

Bedroom1

  • Level: Second
  • Area: 238

Bedroom2

  • Level: Second
  • Area: 154

Bedroom3

  • Level: Second
  • Area: 143

Bedroom4

  • Level: Second
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 143

Family Room

  • Level: First
  • Area: 238

Features

  • Bedroom,Exercise Room,Rec Room,In-Law Floorplan
  • Window features: Thermal Windows/Doors
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Natural Gas
  • Cooling features: 2 Units,Central Air

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen
  • Level: First
  • Area: 210

Living Room

  • Level: First
  • Area: 143

Master Bathroom

  • Features: Soaking Tub,Stall Shower

Property

Details

  • Parcel number: 2911000400000000090000
  • Exclusions: None

Features

  • Patio & porch: Patio

Lot

  • Lot size: 7,405 sqft
  • Features: Level
  • Lot size dimensions: .172 AC

Parking

  • Total spaces: 4
  • Parking features: 2 Car Width,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,354$112,248
Home Insurance *$312$3,744
Property Taxes $3,129$37,548
Electricity $193$2,318
Total$12,988$155,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$445,302/yr
40% on housing$389,640/yr
45% on housing$346,346/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07974$613
Union County$379

vs Homes Sold Last Month

Median $/sqft

ZIP 07974$540
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$1,850,000
2026-01-30Sold$643,500
2025-11-07Pending sale$675,000
2025-10-23Listed for sale$675,000
2017-03-14Sold$412,500
2016-12-22Listed for sale$400,000
2001-12-06Sold$267,600

New Construction

AgentJoseph Eberle
BrokerageWeichert Realtors

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