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21 Woodruff Ct, New Providence, NJ, 07974

5beds
5baths
4,341sqft
$1,799,000
$414price/sqft
$12,920/moest. monthly cost
$516,800/yrincome needed

About This Home

New Construction by New Providence's premier, award winning builder! This latest project nestled on a quiet cul de sac features an expansive layout with 5 BRs, 4.5 baths, 2 car garage and finished basement with Media Room, Rec Room & Full Bathroom. Offering 4 levels of finished living space with 9 ft. ceilings on the first level and basement level, this quality built home is a testament to luxury and craftsmanship with ample space for living & entertaining. The open concept, gourmet kitchen features Thermador appliances, sleek quartz counters and backsplash, custom cabinetry and walk in pantry. The luxurious primary suite is a private sanctuary, complete with a spa-like bathroom & walk in closet. Additional features include a mudroom, spacious center island in kitchen and a dedicated laundry room with LG washer & dryer. Enjoy the privacy of cul-de-sac living with close proximity to local parks, shopping and community amenities like the NP Community Pool and Crestview Swim & Tennis Club. Walking path to local elementary school. Ready for a quick closing! Take this opportunity to own a brand-new, signature home tailored to your lifestyle. True New Construction with a Builder's 10 year Warranty. New Providence public schools and an easy commute to NYC via bus or train.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

9/10
7/10
7/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Composition Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Dryer,Kitchen Exhaust Fan,Microwave,Refrigerator,Wall Oven(s) - Electric,Washer,Water Heater (See Remarks)
  • Laundry features: Level 2

Basement

  • Features: Bath(s) Other, Media Room, Rec Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full,Sump Pump

Bedroom1

  • Level: Second
  • Area: 234

Bedroom2

  • Level: Second
  • Area: 224

Bedroom3

  • Level: Second
  • Area: 224

Bedroom4

  • Level: Second
  • Area: 224

Bedroom5

  • Area: 208

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: First

Features

  • Bedroom,Office,Foyer
  • Window features: Thermal Windows/Doors
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Natural Gas
  • Cooling features: 2 Units,Central Air

Interior Area

  • Total structure area: 4,341
  • Total interior livable area: 4,341 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Eat-in Kitchen,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2911001450000000280000

Features

  • Patio & porch: Patio
  • Exterior features: Underground Lawn Sprinkler

Lot

  • Lot size: 7,840 sqft
  • Features: Cul-De-Sac,Level
  • Lot size dimensions: .181 AC

Parking

  • Total spaces: 4
  • Parking features: Asphalt,Driveway-Exclusive,Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,096$109,152
Home Insurance *$303$3,636
Property Taxes $3,043$36,516
Electricity $478$5,742
Total$12,920$155,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$442,971/yr
40% on housing$387,600/yr
45% on housing$344,533/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$414This listing

vs Other Active Listings

Avg $/sqft

ZIP 07974$672
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07974$540
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$1,769,000
2026-08-11Listing removed$1,799,000
2026-07-01Listed for sale$1,799,000
2026-03-30Listing removed$1,699,000
2026-03-05Listed for sale$1,699,000
2025-10-10Sold$525,000

For Sale by Agent

AgentMichele Dibenedetto
BrokerageBhhs Fox & Roach

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