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979 W 4th St, Plainfield, NJ, 07063

3beds
2baths
1,172sqft
$439,000
$375price/sqft
$3,311/moest. monthly cost
$132,440/yrincome needed

About This Home

Welcome to this charming two-story Colonial offering 3 bedrooms and 2 full bathrooms. The main level features a comfortable living room, formal dining room, kitchen, and full bath, while the second floor offers three bedrooms and an additional full bath. A full basement provides extra space for storage, laundry, and utilities. Additional highlights include vinyl siding, wood flooring in portions of the home, a rear deck, fenced yard, and off-street parking. With plenty of potential to personalize and make it your own, this home is a wonderful opportunity for buyers looking to create their ideal space.

Getting Around

52
WalkingSomewhat Walkable
42
TransitSome Transit
55
BikeBikeable

Schools

4/10
Clinton Elementary SchoolGrades PK-50.4 mi
4/10
Hubbard Middle SchoolGrades 6-80.6 mi
1/10
Plainfield High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1931

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial, Traditional, Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range/Oven,Exhaust Fan,Microwave,Refrigerator,Range,Kitchen Exhaust Fan,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partially Finished, Full, Storage Space, Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room

Features

  • Kitchen,Living Room,Bath Full,Dining Room,3 Bedrooms,Attic,Unfinished/Other Room,Other Room(s)
  • Flooring: Ceramic Tile,Wood,Laminate

Heating & Cooling

  • Heating features: Radiant,Radiators-Hot Water,Hot Water
  • Cooling features: Ceiling Fan(s),Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 1,172
  • Total interior livable area: 1,172 sqft

Kitchen

  • Features: Kitchen Exhaust Fan, Not Eat-in Kitchen, Separate Dining Area, Galley Type

Property

Details

  • Parcel number: 1200548000000002
  • Zoning: R-4

Features

  • Levels: Two, At Grade
  • Stories: 2

Lot

  • Lot size: 3,680 sqft
  • Features: Interior Lot,Level
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Additional Parking,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$157$1,884
Property Taxes $742$8,904
Electricity $193$2,318
Total$3,311$39,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,520/yr
40% on housing$99,330/yr
45% on housing$88,293/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 07063$277
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07063$299
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$439,000
2018-04-02Sold$86,000
2018-01-06Listed for sale$127,282
2017-06-17Listing removed$127,197
2017-06-09Listed for sale$121,248
2017-04-28Listing removed$121,340
2017-02-15Listed for sale$126,422
2016-12-07Listing removed$126,422
2016-10-04Listed for sale--
2004-12-14Sold$199,000

For Sale by Agent

AgentGURJEET SINGH
BrokerageKELLER WILLIAMS ELITE REALTORS

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