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962-64 W 6Th St, Plainfield, NJ, 07063

6beds
3baths
--sqft
$584,999
--price/sqft
$4,350/moest. monthly cost
$174,000/yrincome needed

About This Home

Welcome home to this impressive six-bedroom, three-bathroom house that offers exceptional space for those who appreciate room to spread out. This home combines classic charm with modern conveniences, creating an inviting atmosphere throughout. The spacious layout includes a finished standing height basement, perfect for recreation, home office, or additional storage. Multiple bedrooms provide flexibility for guests, or hobby spaces, while 3 bathrooms ensure morning routines run smoothly. The primary bedroom serves as a peaceful retreat after busy days. Move outside to discover generous outdoor space ideal for entertaining, gardening, or simply enjoying morning coffee on the wrap around porch. The neighborhood provides exceptional convenience with public transportation nearby, making commutes manageable. Residents will appreciate proximity to quality schools, while daily needs are easily met with grocery stores nearby. The local train station connects you to broader opportunities while maintaining the comfort of suburban living. Parks and recreational facilities offer outdoor activities year-round, supporting active lifestyles. Medical facilities and shopping options are conveniently accessible, ensuring everything you need is within reach. Whether you're relocating or seeking more space. Low taxes! Low taxes! Could probably be converted to a two family with approval from the city. Home is being sold as-is.

Getting Around

55
WalkingSomewhat Walkable
42
TransitSome Transit
0
BikeNot Bike Friendly

Schools

4/10
1/10
Plainfield High SchoolGrades 9-121.3 mi
4/10
Hubbard Middle SchoolGrades 6-80.6 mi

Construction

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Range/Oven-Gas,Refrigerator,Water Heater (See Remarks)
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Powder Room, Rec Room

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished,Full,Sump Pump

Bedroom1

  • Level: Second
  • Area: 182

Bedroom2

  • Level: Second
  • Area: 132

Bedroom3

  • Level: Second
  • Area: 143

Bedroom4

  • Level: Third
  • Area: 135

Bedroom5

  • Area: 264

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 169

Features

  • High Ceilings,Bedroom/Office,Bedroom,Bathroom
  • Door features: Storm Door(s)
  • Window features: Storm Window(s)
  • Flooring: Wood

Heating & Cooling

  • Heating features: Forced Air,Oil Tank Above Ground - Inside
  • Cooling features: Ceiling Fan(s)

Kitchen

  • Features: Eat-in Kitchen,Pantry,Separate Dining Area
  • Level: First
  • Area: 204

Living Room

  • Level: First
  • Area: 165

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 2912005500000000400000
  • Exclusions: owner's personal items

Features

  • Patio & porch: Open Porch(es)
  • Exterior features: Sidewalk
  • Fencing: Privacy

Lot

  • Lot size: 6,311 sqft
  • Lot size dimensions: 50 x 126.22IRR

Parking

  • Total spaces: 3
  • Parking features: 1 Car Width,Asphalt
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$210$2,520
Property Taxes $989$11,868
Electricity $193$2,318
Total$4,350$52,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,142/yr
40% on housing$130,500/yr
45% on housing$116,000/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07063$270
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07063$299
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$584,999
2026-03-04Listed for sale$630,000
2026-03-03Listing removed$630,000
2026-01-16Price change$630,000
2025-11-22Listed for sale$657,000

For Sale by Agent

AgentKrya Harrison
BrokerageNorth Star Elite Realty

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