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1015 Oak St, Roselle, NJ, 07203

3beds
1baths
832sqft
$380,000
$457price/sqft
$2,868/moest. monthly cost
$114,720/yrincome needed

About This Home

Opportunity awaits! This 3-bedroom, 1-bath ranch offers an excellent chance for investors, contractors, or buyers looking to create value through renovations. Situated on a dead-end street, this home features approximately 856 square feet of living space, a full basement, and a manageable lot. Conveniently located near major highways, shopping, public transportation, schools, and local amenities. The property is being sold strictly AS IS. Buyer is responsible for all municipal inspections, certifications, and repairs required for closing. Home requires updating and is priced accordingly, offering tremendous potential for the right buyer. Don't miss this affordable opportunity to renovate, customize, or invest in a single-family home in Roselle.

Getting Around

39
WalkingCar-Dependent
45
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

4/10
Dr Charles C Polk SchoolGrades PK-40.1 mi
1/10
Abraham Clark High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Gas,Refrigerator
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bathroom

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 832
  • Total interior livable area: 832 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2914028020000000090000

Lot

  • Lot size: 3,920 sqft
  • Features: Level
  • Lot size dimensions: 40 x 100

Parking

  • Parking features: None,On-Street Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$112$1,344
Property Taxes $642$7,704
Electricity $193$2,318
Total$2,868$34,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,331/yr
40% on housing$86,040/yr
45% on housing$76,480/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 07203$270
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07203$371
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$380,000

For Sale by Agent

AgentCarol Eisenstein
BrokerageThe Agency One Rock

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