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535 Farley Ave, Scotch Plains, NJ, 07076

4beds
3baths
2,481sqft
$799,000
$322price/sqft
$5,828/moest. monthly cost
$233,120/yrincome needed

About This Home

This home has undergone a complete renovation, offering modern finishes, thoughtful design, and move-in-ready living throughout. This 4-bedroom, 3 full bath home features a stunning kitchen with quartz countertops, a waterfall island, sleek cabinetry, stainless steel appliances, and sliding glass doors opening to a serene backyard oasis. The open-concept main level showcases wide-plank oak floors and sun-filled living and dining spaces. Upstairs are four spacious bedrooms, including a tranquil primary suite with a walk-in closet and a spa-inspired shower finished in marble and porcelain tile, along with a second full bath and conveniently located laundry. A finished lower level offers flexible bonus space ideal for a home office, gym, or playroom. Outside, enjoy a newly paved driveway, oversized garage, and a private backyard retreat designed for entertaining or relaxing. Ideally located near NYC transportation, major highways, and top-rated schools, this move-in-ready home delivers the perfect balance of luxury and convenience.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt Shingle,Metal
  • Construction materials: Stone,Vinyl Siding

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Kitchen Exhaust Fan,Microwave,Range/Oven-Gas,Refrigerator,Washer/Dryer Stacked,Gas Water Heater
  • Laundry features: Level 2

Basement

  • Features: Family Room, Office

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Sump Pump

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Bathroom
  • Flooring: Laminate,Marble,Tile,Wood

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Zoned,Natural Gas
  • Cooling features: 1 Unit,Central Air,Zoned

Interior Area

  • Total structure area: 2,481
  • Total interior livable area: 2,481 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2916004010000000150000

Features

  • Private pool: Yes
  • Pool features: Outdoor Pool,Above Ground
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 50 x 118

Parking

  • Total spaces: 11
  • Parking features: 2 Car Width,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 11

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$164$1,968
Property Taxes $1,351$16,212
Electricity $273$3,281
Total$5,828$69,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,817/yr
40% on housing$174,840/yr
45% on housing$155,413/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 07076$542
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07076$423
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$889,000
2026-02-18Price change$899,000
2026-01-08Listed for sale$949,000
2025-11-12Listing removed$975,000
2025-10-03Listed for sale$975,000
2025-03-14Sold$810,000
2025-02-12Pending sale$799,000
2025-01-13Price change$799,000
2024-11-26Listed for sale$859,000
2024-10-07Listing removed$859,000
2024-08-29Listed for sale$859,000
2024-04-22Sold$360,000
2024-03-27Pending sale$360,000
2024-03-04Listed for sale$360,000
2023-11-30Sold$287,000

For Sale by Agent

AgentSamantha Jordan
BrokerageReal

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