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1917 Mary Ellen Ln, Scotch Plains, NJ, 07076

7beds
8baths
6,057sqft
$1,999,000
$330price/sqft
$14,567/moest. monthly cost
$582,680/yrincome needed

About This Home

New construction in the McGinn section of Scotch Plains, and there's still time to make it yours. This 6,057 sq ft custom home is set for completion in Spring 2027, which means buyers can still choose finishes, make design selections, and collaborate directly with the builder before everything is locked in. The home will deliver 7 bedrooms, 7 full baths, and a half bath across four finished levels. The first floor includes a two-story great room, kitchen with pantry, living room, dining area, mudroom, and a main-level bedroom suite. The second floor offers a primary suite, three additional bedroom suites, and a laundry room. The third level provides a recreation area, full bath, and another bedroom. The finished basement features 9-foot ceilings and a rec room with room to make it your own. Construction includes superior walls, two-zone heating and cooling, and a 2-car attached garage. Getting in now means you can have some input in how this home comes together from surfaces to fixtures to layout details.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Terrill Middle SchoolGrades 5-80.6 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2027

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Composition Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven-Gas,Refrigerator
  • Laundry features: Level 2

Basement

  • Features: 1 Bedroom, Bath(s) Other, Rec Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Features

  • Bedroom
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Natural Gas
  • Cooling features: 2 Units,Central Air

Interior Area

  • Total structure area: 6,057
  • Total interior livable area: 6,057 sqft

Kitchen

  • Features: Separate Dining Area
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2916094010000000060000

Features

  • Fencing: Privacy

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 000.309 AC

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,108$121,296
Home Insurance *$411$4,932
Property Taxes $3,381$40,572
Electricity $667$8,012
Total$14,567$174,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$499,440/yr
40% on housing$437,010/yr
45% on housing$388,453/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 07076$542
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07076$423
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$1,999,000
2026-04-09Sold$826,000

New Construction

AgentMichael Martinetti
BrokerageKeller Williams Realty

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