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27 Alvin Ter, Springfield, NJ, 07081

4beds
3baths
2,200sqft
$659,900
$300price/sqft
$5,001/moest. monthly cost
$200,040/yrincome needed

About This Home

Don't judge this home by its exterior step inside and discover an incredible surprise! This beautifully updated 4-bedroom, 3-bath split-level home offers the perfect blend of space, comfort, privacy, and convenience. Ideally situated with only one neighboring property and Alvin Park right next door, you'll enjoy a unique setting rarely found in Springfield.The bright, open-concept living and dining areas create an inviting space for entertaining, while the sun-filled eat-in kitchen features new flooring, generous cabinetry, and ample storage. Upstairs, you'll find spacious bedrooms, including an updated primary suite designed for comfort and relaxation.The fully finished lower level provides exceptional flexibility with a home office, laundry area, and a versatile bonus space perfect for a family room, playroom, home gym, or guest area.Outside, the oversized driveway accommodates up to six vehicles, offering plenty of parking. Enjoy the added benefit of low property taxes in one of Springfield's most prestigious neighborhoods, served by highly rated schools.Conveniently located just minutes from shopping, dining, parks, and major highways, this move-in-ready home delivers outstanding value in one of Springfield's most sought-after communities. Schedule your private showing today and see everything this exceptional home has to offer!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
5/10

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedroom1

  • Level: Second
  • Area: 255

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Living/Dining Combo
  • Level: First

Family Room

  • Level: Ground

Features

  • Office,In-Law Floorplan

Heating & Cooling

  • Heating features: 2 Units,Cent Register Heat,Natural Gas
  • Cooling features: 2 Units,Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First
  • Area: 208

Property

Details

  • Parcel number: 2917004020000000060000
  • Exclusions: Office furniture

Features

  • Levels: Bi-Level

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 70 x 114

Parking

  • Total spaces: 6
  • Parking features: Asphalt,None
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,336$40,032
Home Insurance *$170$2,040
Property Taxes $1,253$15,036
Electricity $242$2,910
Total$5,001$60,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,462/yr
40% on housing$150,030/yr
45% on housing$133,360/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 07081$427
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07081$418
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$629,900
2026-07-25Listed for sale$659,900
2026-07-16Listing removed$729,900
2026-05-29Price change$729,900
2026-05-15Listed for sale$749,900
2019-03-27Sold$240,000
2018-12-26Listed for sale$250,000
2018-11-01Listing removed$250,000
2018-10-15Price change$250,000
2018-09-18Price change$270,000
2018-08-20Price change$275,000
2018-07-23Listed for sale$270,000
2017-09-12Sold$1,000
2017-01-05Listing removed--
2016-12-15Listed for sale--

For Sale by Agent

AgentLuz Perez-palacios
BrokerageElite Intriago Realty Llc

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