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28 Morris Ave #G 4, Summit, NJ, 07901

2beds
4baths
2,505sqft
$899,000
$359price/sqft
$6,496/moest. monthly cost
$259,840/yrincome needed

About This Home

DO NOT MISS THIS OPPORTUNITY to purchase in this tucked away 32 unit townhouse complex conveniently located a mere mile from town center. Reduced from $995,000. Originally built in 1981, this 2 bedroom unit/3.1 bath provides ample room with 3 levels of living space and has been continuously updated throughout the years and meticulously kept. Move-in ready. Special features not to miss: HW floors, windows replaced, open LR/DR concept and renovated kitchen features granite counter tops, high end s/s appliances (Fisher & Paykel dishwasher), beverage/wine refrigerator and microwave, gas range and refrigerator. Lower level updated (2025) including new flooring (wood look vinyl), freshly painted and custom molding. In addition to the Rec room and home office (possible future 3rd bedroom) is a newer full bath (shower stall) and full storage/utility room. The 2nd floor includes a very spacious primary bedroom (walk-in custom closet/built-ins, private bath & dbl sink vanity, shower & radiant heated floor. The 2nd bedroom (also generous in size) features dbl closets and updated private bath (shower over tub) with marble top vanity. Conveniently located ion the 2nd flr is a full size laundry w/sink, washer and dryer included and cabinetry for storage with great counter space. Pull down stairs to attic providing great space for additional storage. Private area outside for dining el fresco (Trek deck) gas grill included and bonus generator! HOA is $1,740 a QUARTER equivalent to $580/mo

Getting Around

64
WalkingSomewhat Walkable
30
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

--
Jefferson Primary CenterGrades PK-K0.8 mi
9/10
Summit Sr High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Vinyl Siding

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Disposal,Dryer,Generator-Built-In,Kitchen Exhaust Fan,Microwave,Range/Oven-Gas,Refrigerator,Washer,Wine Refrigerator,Gas Water Heater
  • Laundry features: Laundry Room,Level 2

Basement

  • Features: Bath(s) Other, Office, Rec Room, Storage Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full

Bedroom1

  • Level: Second
  • Area: 224

Bedroom2

  • Level: Second
  • Area: 216

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living/Dining Combo
  • Level: First
  • Area: 132

Features

  • Rec Room,Office,Storage Room
  • Window features: Thermal Windows/Doors,Blinds,Shades
  • Flooring: Stone,Tile,Vinyl-Linoleum,Wood
  • Common walls with other units/homes: End Unit,Townhouse-End Unit

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas
  • Cooling features: 1 Unit,Ceiling Fan(s),Central Air,Elec Air Filter

Interior Area

  • Total structure area: 2,505
  • Total interior livable area: 2,505 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Pantry
  • Level: First
  • Area: 196

Living Room

  • Level: First
  • Area: 286

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2918039090000000050011
  • Attached to another structure: Yes
  • Other equipment: Generator-Built-In

Features

  • Patio & porch: Deck
  • Fencing: Privacy

Lot

  • Lot size: 2.03 Acres
  • Features: Level
  • Lot size dimensions: 2.03

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$155$1,860
Property Taxes $1,520$18,240
Electricity $276$3,313
Total$6,496$77,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$222,720/yr
40% on housing$194,880/yr
45% on housing$173,226/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 07901$599
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07901$713
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Pending sale$899,000
2026-02-25Listed for sale$899,000
2025-12-24Listing removed$995,000
2025-11-04Listed for sale$995,000
1999-01-26Sold$245,000

For Sale by Agent

AgentDiane Terry
BrokerageKeller Williams Realty

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