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21 Gloucester Rd, Summit, NJ, 07901

4beds
5baths
3,609sqft
$2,299,000
$637price/sqft
$16,307/moest. monthly cost
$652,280/yrincome needed

About This Home

NYC loft living in Summit, a unique and remarkable home unlike anything else in this market. Built for entertaining, completely reimagined from the studs out in 2015, this designer California Modern Expanded Ranch delivers exceptional turnkey living with an open floor plan for today's lifestyle. Step inside and experience a sun-drenched space that seamlessly blends kitchen, dining, and living into one continuous, luminous flow. The heart of the home is a chef's kitchen anchored by a Thermador Professional Series appliance suite, Cuisine Ideale custom cabinetry, quartzite countertops, and a whole-house Kohler generator for uninterrupted power year-round. Floor-to-ceiling Andersen Architectural Series windows flood the main level with natural light, while white oak hardwood floors run unbroken throughout. Two fireplaces anchor the gathering spaces. The sunroom with skylights opens to a multilevel bluestone patio and serene, private backyard with seamless indoor-outdoor living. The primary suite features a spa-inspired bath with rain shower, multiple body sprays, skylight, and a California Closets custom walk-in. Two additional bedrooms share a hallway bath. The 2nd level opens to a dramatic 31x18 loft ideal as a home office, creative studio, or media room, plus a private 4th bedroom and full bath. Ground level features a finished rec room with patio access and a dedicated exercise room. Move-in ready. Near Midtown Direct, top-rated Summit schools, and vibrant downtown.

Getting Around

7
WalkingCar-Dependent
26
TransitSome Transit
3
BikeSomewhat Bikeable

Schools

9/10
9/10
Summit Sr High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Composition Siding,Stone

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Generator-Built-In,Kitchen Exhaust Fan,Range/Oven-Gas,Refrigerator,Washer,Water Filter,Water Softener Owned,Gas Water Heater

Basement

  • Features: Exercise Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedroom1

  • Level: Second
  • Area: 240

Bedroom2

  • Level: Second
  • Area: 180

Bedroom3

  • Level: Second
  • Area: 144

Bedroom4

  • Level: Third
  • Area: 255

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 285

Family Room

  • Level: First
  • Area: 195

Features

  • Sunroom,Office,Rec Room,Exercise Room,Walkout
  • Window features: Thermal Windows/Doors,Blinds,Skylight(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas,Great Room,Recreation Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Zoned,Natural Gas
  • Cooling features: 2 Units,Central Air,Zoned

Interior Area

  • Total structure area: 3,609
  • Total interior livable area: 3,609 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First
  • Area: 288

Living Room

  • Level: First
  • Area: 240

Master Bathroom

  • Features: Soaking Tub,Stall Shower And Tub

Property

Details

  • Parcel number: 2918052010000000170000
  • Other equipment: Generator-Built-In
  • Exclusions: Dining Room,Sunroom and Primary Bedroom chandeliers

Features

  • Patio & porch: Patio
  • Exterior features: Curbs,Underground Lawn Sprinkler
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 0.45 Acres
  • Lot size dimensions: .447

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Circular Driveway,Built-In Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,624$139,488
Home Insurance *$397$4,764
Property Taxes $3,889$46,668
Electricity $397$4,774
Total$16,307$195,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$559,097/yr
40% on housing$489,210/yr
45% on housing$434,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$637This listing

vs Other Active Listings

Avg $/sqft

ZIP 07901$586
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07901$713
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$2,299,000
2026-07-28Listed for sale$2,299,000
2015-03-02Sold$829,000
2014-11-11Listing removed$850,000
2014-09-30Listed for sale$850,000

For Sale by Agent

AgentJill Bray
BrokerageProminent Properties Sir

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