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411 Lum Ave, Union, NJ, 07083

4beds
3baths
2,050sqft
$780,000
$380price/sqft
$5,687/moest. monthly cost
$227,480/yrincome needed

About This Home

Absolutely move-in ready, this beautifully renovated bi-level home leaves nothing to be desired. 4 bedrooms and an office, 3 full baths, and a backyard oasis you will never want to leave! 2 toned, gray and blue siding with gray stone accent, extra long, double wide gray paver driveway and walkway with built-in lighting, lead you to the covered front porch. Inside, you have hardwood floors in the foyer and most of the upstairs. Living room with large bay window and recessed lighting sits opposite the updated kitchen and dining room. Eat-in kitchen with large 2-tier island with seating and storage, pendant lighting and matching granite countertops to the rest of the kitchen. Perimeter of the kitchen features contrasting ivory cabinetry, glass mosaic backsplash, and black stainless steel appliances. Adjacent dining room has French doors to the gray Trex deck with vinyl railings. Also on this level are 3 nice sized bedrooms and a large fully renovated full bathroom with oversized fully tiled corner shower, single distressed style vanity and a linen closet hidden behind a barn door. The completely transformed lower level features a master suite with huge bedroom with gray laminate flooring, sliders to the backyard patio, a split system for maximum comfort and a gray barn door that opens to reveal a huge walk-in closet and spa-like en-suite bathroom. Gray double vanity with black top and barn door style mirror, surrounded by a cedar plank backsplash and ceiling, jetted tub/shower with dual shower heads and blue textured subway tile walls. A bidet and bluetooth enabled light finish off the space. Also downstairs is a large bedroom sized office and the laundry room with newer machines and a door to the backyard, another full bathroom, utilities and garage entrance. 6 panel doors throughout and vinyl replacement windows with lifetime warranty. Out back, enjoy a huge yard with grass area, 2 paver patios, brick outdoor fireplace, and 4 yr old semi in-ground pool with Trex deck surround. Whole yard fenced in with white vinyl privacy fence, sprinkler system & large vinyl shed. 2020 roof and gutters, A/C condensing unit 2020, 2024 Rheem hotwater heater. 2025 Split system in Master. 3yo boiler expansion tank. Hook-up ready for house generator.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

7/10
7/10
Kawameeh Middle SchoolGrades 5-80.6 mi
3/10
Union Senior High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Asphalt, See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bi-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Microwave,Refrigerator,Washer,Gas Water Heater

Basement

  • Area: 0

Basement

  • Basement: Slab

Bathroom

  • Features: Tub Shower, Stall Shower

Bedroom2

  • Area: 170.625

Bedroom3

  • Area: 149.930555555

Bedroom4

  • Area: 118.055555555

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Dining Room
  • Area: 114.3749999925

Features

  • 1 Bedroom,Laundry Room,Library/Office,Bath Full,Bath Other,Storage,Utility Room,3 Bedrooms,Kitchen,Living Room,Bath Main,Dining Room,Attic
  • Flooring: Ceramic Tile,Laminate,Wood

Heating & Cooling

  • Heating features: Zoned,Baseboard Hotwater
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,050
  • Total interior livable area: 2,050 sqft

Kitchen

  • Features: Granite/Corian Countertops, Breakfast Bar, Kitchen Island, Eat-in Kitchen, Separate Dining Area
  • Area: 142.006944444

Living Room

  • Area: 207.979166666

Master Bedroom

  • Features: 1st Floor, Two Sinks, Full Bath, Walk-In Closet(s)
  • Level: First
  • Area: 212.361111111

Property

Details

  • Parcel number: 1901216000000001

Features

  • Levels: Two, Ground Floor, Bi-Level
  • Stories: 2
  • Pool features: Above Ground
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Patio,Fencing/Wall,Storage Shed,Yard
  • Fencing: Fencing/Wall

Lot

  • Lot size: 7,200 sqft
  • Features: Near Shopping,Near Train,Near Public Transit
  • Lot size dimensions: 120.00 x 60.00

Parking

  • Total spaces: 1
  • Parking features: 2 Car Width,3 Cars Deep,Paver Blocks,Garage,Built-In Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,944$47,328
Home Insurance *$199$2,388
Property Taxes $1,319$15,828
Electricity $225$2,711
Total$5,687$68,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,982/yr
40% on housing$170,610/yr
45% on housing$151,653/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$380This listing

vs Other Active Listings

Avg $/sqft

ZIP 07083$327
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07083$397
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Listed for sale$750,000
2026-08-07Listing removed$780,000
2026-07-22Listed for sale$780,000
2026-07-22Pending sale$780,000
2026-06-29Contingent$790,000
2026-06-29Pending sale$790,000
2026-06-11Listed for sale$699,000
2011-10-28Sold$265,000

For Sale by Agent

AgentEDGAR DILLON
BrokerageEXP REALTY, LLC

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