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1576 Julian Ter, Union, NJ, 07083

4beds
3baths
--sqft
$725,000
--price/sqft
$5,269/moest. monthly cost
$210,760/yrincome needed

About This Home

Beautifully renovated in 2024! Bi-Level home featuring high-end finishes throughout. This move-in-ready property offers four bedrooms, two and1/2 updated baths, an open living/dining area, and a stunning new kitchen with premium cabinetry and counters. The lower level, with a separate entrance,provides flexible space for a family room, office, or recreation area. Outside, enjoy a brand-new in-ground heated pool, paver patio, and upgraded front andback paver walkways perfect for entertaining. Ideally located near schools, parks, shopping, and major transportation. A turnkey home with luxury upgradesin a prime location!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
5/10
Burnet Middle SchoolGrades 5-81.1 mi
3/10
Union Senior High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range/Oven-Gas

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Zoned,Natural Gas
  • Cooling features: Central Air

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 2919021090000000140000

Features

  • Levels: Bi-Level

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 50 x 96.6

Parking

  • Total spaces: 4
  • Parking features: 2 Car Width,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$185$2,220
Property Taxes $1,226$14,712
Electricity $193$2,318
Total$5,269$63,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,651/yr
40% on housing$158,070/yr
45% on housing$140,506/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07083$326
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07083$397
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$725,000
2026-07-13Listed for sale$749,000
2026-06-26Pending sale$749,000
2026-05-27Listed for sale$749,000
2026-02-16Listing removed$675,000
2025-12-25Pending sale$675,000
2025-12-02Listed for sale$675,000
2024-06-24Sold$520,000
2024-05-23Pending sale$495,000
2024-05-11Listed for sale$495,000
2024-03-29Pending sale$495,000
2024-03-23Listed for sale$495,000

For Sale by Agent

AgentYuli M. Rodriguez
BrokerageRealty Of America

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