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437 Bailey Ave, Union, NJ, 07083

4beds
2baths
2,218sqft
$659,900
$298price/sqft
$4,864/moest. monthly cost
$194,560/yrincome needed

About This Home

Your backyard oasis awaits with in-ground pool perfect for hosting summer pool parties and gatherings, BBQ's, and creating unforgettable summer memories right at home. This 2218 sq.ft., 4 bedroom, 1.5 bath Colonial is located in the highly desirable Washington School section. The home has been expanded with a two-story rear addition, offering a living space for today's lifestyle. The first floor features a formal living room & dining room, along with a window filled family room overlooking the impressive deep yard. The cabinet filled kitchen offers abundant storage and a separate pantry area for added convenience. Designed for both function and flow., the kitchen features a peek-through opening and direct acces to the family room, creating an open and connected feel. Just off the kitchen is a mud room with access to the backyard, as well as a powder room and laundry room. Direct access to the garage from the laundry room add practicality. The second floor features a king size primary bedroom with a vaulted ceiling, two double closets, and a beautiful Palladian window that fills the room with natural light. There are three additional good size bedrooms and a full tiled bath located on this floor. Additional highlights include maintenance free vinyl siding, dual zone heat and central air, 200 amp electric service, and a new hot water heater. The unfinished basement offers excellent potential for additional living space and storage. Close to town & NY train.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
7/10
Kawameeh Middle SchoolGrades 5-80.7 mi
3/10
Union Senior High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven-Gas,Refrigerator,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Features: Utility Room, Workshop

Basement

  • Has basement: Yes
  • Basement: Yes,French Drain,Full,Unfinished,Sump Pump

Bedroom1

  • Level: Second
  • Area: 252

Bedroom2

  • Level: Second
  • Area: 252

Bedroom3

  • Level: Second
  • Area: 132

Bedroom4

  • Level: Second
  • Area: 150

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 132

Family Room

  • Level: First
  • Area: 156

Features

  • Window features: Blinds
  • Flooring: Tile,Vinyl-Linoleum,Wood

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Natural Gas
  • Cooling features: 2 Units,Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,218
  • Total interior livable area: 2,218 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry
  • Level: First
  • Area: 195

Living Room

  • Level: First
  • Area: 216

Property

Details

  • Parcel number: 2919026060000000100000

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Curbs

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 40 x 210.29

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Built-In Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,336$40,032
Home Insurance *$168$2,016
Property Taxes $1,116$13,392
Electricity $244$2,934
Total$4,864$58,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,765/yr
40% on housing$145,920/yr
45% on housing$129,706/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 07083$328
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07083$397
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Pending sale$659,900
2026-04-07Price change$659,900
2026-02-20Listed for sale$679,900
2020-03-10Sold$407,500
2020-01-29Pending sale$425,000
2020-01-02Listed for sale$425,000

For Sale by Agent

AgentMichele Savage
BrokerageHallmark Realtors

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