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2636 Frederick Ter, Union, NJ, 07083

3beds
2baths
--sqft
$699,999
--price/sqft
$5,094/moest. monthly cost
$203,760/yrincome needed

About This Home

Rare Upgraded Gem in a Quiet Cul-de-Sac. Move Fast Before It's Gone! Step into this beautifully upgraded bi-level home offering 3 spacious bedrooms, 2 bathrooms, a formal dining area, and a generously sized updated kitchen perfect for gatherings. Every detail has been thoughtfully enhanced, from the brand new chandeliers to the fully updated electrical system. Enjoy outdoor living at its finest with a large backyard featuring an above-ground pool perfect for summer fun and relaxation. Nestled in a peaceful cul-de-sac, this property also boasts a 2-car garage and the ideal blend of style, comfort, and convenience. A rare find that's move-in ready don't miss your chance to make it yours!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
5/10
Burnet Middle SchoolGrades 5-81.0 mi
3/10
Union Senior High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Wood Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: Second

Family Room

  • Level: Ground

Features

  • Entrance Foyer

Heating & Cooling

  • Heating features: 1 Unit,Baseboard - Hotwater,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Kitchen

  • Features: Eat-in Kitchen
  • Level: Second

Living Room

  • Level: Second

Property

Details

  • Parcel number: 2919038010000000310000

Features

  • Levels: Bi-Level
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Patio

Lot

  • Lot size: 4,791 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: 42.08 x 112.89

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Asphalt,Built-In Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$178$2,136
Property Taxes $1,184$14,208
Electricity $193$2,318
Total$5,094$61,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,651/yr
40% on housing$152,820/yr
45% on housing$135,840/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07083$326
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07083$397
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Pending sale$699,999
2026-03-15Listed for sale$699,999
2026-01-15Listing removed$699,000
2025-10-08Price change$699,000
2025-09-16Price change$734,999
2025-08-17Listed for sale$749,999
2023-06-29Listing removed--
2021-06-15Sold$570,000
2021-03-18Listed for sale$519,900
1997-04-07Sold$177,500

For Sale by Agent

AgentPeter Boutros, Exp Realty, Llc, Daniel Correa
BrokerageExp Realty, Llc

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