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538 W Broad St, Westfield, NJ, 07090

3beds
3baths
1,820sqft
$822,500
$452price/sqft
$5,860/moest. monthly cost
$234,400/yrincome needed

About This Home

Truly turnkey and move-in ready, this beautifully renovated 3-bed, 2.5-bath Colonial sits in one of Westfield's most walkable neighborhoods just 3-12 minutes on foot to McKinley Elementary, Westfield High School, downtown shops and restaurants, and the NJ Transit train station. Completely renovated in 2017, the home showcases clean, modern finishes throughout: hardwood floors, recessed lighting, central heat and air, and an open-concept layout ideal for everyday living. The chef's kitchen features quartz countertops, custom cabinetry, high-end stainless appliances, and a built-in RO water filtration system. Sliding glass doors lead to a fully fenced backyard with patio, gazebo, deck, and storage shed. Upstairs, the primary suite offers a renovated en-suite bath, plus two additional bedrooms, a full hall bath, custom closet systems, and ceiling fans throughout. A finished basement and attic add generous storage, and a Tesla Wall Charger completes the modern package. All major systems plumbing, electrical, HVAC, roof, windows, and siding were replaced in 2017. A rare, fully modernized, walkable Westfield opportunity.

Getting Around

74
WalkingVery Walkable
38
TransitSome Transit
50
BikeBikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 1889

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stucco

Notable Dates

  • Major remodel year: 2017

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Walk-In Closet(s)
  • Flooring: Wood

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Natural Gas
  • Cooling features: 2 Units,Central Air

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,820 sqft

Kitchen

  • Features: Breakfast Bar

Property

Details

  • Parcel number: 2920027080000000390000

Features

  • Patio & porch: Open Porch(es)
  • Exterior features: Sidewalk

Lot

  • Lot size: 4,356 sqft
  • Features: Level
  • Lot size dimensions: 31 x 145

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,159$49,908
Home Insurance *$135$1,620
Property Taxes $1,366$16,392
Electricity $200$2,407
Total$5,860$70,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,914/yr
40% on housing$175,800/yr
45% on housing$156,266/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$452This listing

vs Other Active Listings

Avg $/sqft

ZIP 07090$746
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07090$568
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$822,500
2026-07-20Listing removed$822,500
2026-06-16Price change$822,500
2026-06-03Listed for sale$875,000
2019-08-23Sold$490,000
2019-07-08Price change$489,000
2019-06-06Price change$509,000
2019-05-17Listed for sale$529,000
2018-03-05Sold$475,000
2017-08-01Sold$270,000
2017-07-27Listed for sale$280,000
2017-07-27Pending sale$280,000
2017-06-19Listed for sale$280,000
2017-02-01Listing removed$285,000
2016-09-02Listed for sale$285,000
2016-05-22Listing removed$300,000
2016-01-17Listed for sale$300,000

For Sale by Agent

AgentMegha Sethi
BrokeragePremiumone Realty

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