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7804 Creek Shore Way #65, Curtis Bay, MD, 21226

3beds
3baths
1,974sqft
$369,900
$187price/sqft
$2,539/moest. monthly cost
$101,560/yrincome needed

About This Home

Welcome to the Water Privileged community of Stoney Beach! One of the largest models in Stoney Beach, just a few steps from the beach and move-in ready! The Primary Suite's oversized loft which makes a great private office or sitting area. Kitchen has ample table space, cabinetry and dark stainless-steel appliances. The lower level boasts a large family room that walks out to a stamped concrete patio and fenced yard and has room to expand with a bath rough in and large storage area that could easily become the fourth bedroom. The sought-after community is a water enthusiasts dream. You can use the communities private boat ramp, moor your boat, enjoy the boardwalk and take advantage of the dedicated storage for watercraft, boats and RVs. The amenities include a waterfront pool, tennis courts, walking/jogging paths, water side park with grills and picnic tables, playground, as well as a dedicated park for the fur babies. This well cared for home includes numerous upgrades Newer Roof, 2020; HVAC; Hot Water Heater; Washer and Dryer, 2022; and Kitchen Window along with Sliding glass doors, 2020, Seller was planning to replace the Kitchen Counters and Primary Bath vanity but is offering a $5000 Decorator Allowance/Closing Cost assistance to allow buyer to choose. Pictures and remaining remarks to come

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
Solley Elementary SchoolGrades PK-51.8 mi
5/10
Northeast Middle SchoolGrades 6-83.1 mi
5/10
Northeast High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Block
  • Construction materials: Brick,Brick Front,Combination,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Area: 600

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished,Interior Entry,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Chair Railings,Combination Dining/Living,Crown Molding,Dining Area,Open Floorplan,Eat-in Kitchen,Kitchen - Table Space,Primary Bath(s),Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Mantel(s),Screen
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 1,374

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,974
  • Total interior livable area: 1,974 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020377190102773
  • Zoning: R15
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: Community
  • Patio & porch: Deck,Patio
  • Exterior features: Sidewalks,Street Lights
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: River
  • Waterbody name: Chesapeake Bay Patapsco

Parking

  • Parking features: Permit Included,On Street,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Hurricane
Heat Wave
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$142$1,704
Property Taxes $246$2,952
Electricity $281$3,374
Total$2,539$30,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,051/yr
40% on housing$76,170/yr
45% on housing$67,706/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 21226$143
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21226$303
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$369,900
2026-07-21Listed for sale$374,900

For Sale by Agent

AgentDoll Haley
BrokerageColdwell Banker Realty

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