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615 Ripley Pl, Westfield, NJ, 07090

4beds
2baths
19,998sqft
$749,000
$37price/sqft
$7,445/moest. monthly cost
$297,800/yrincome needed

About This Home

Discover an exceptional opportunity to own a well-maintained two-family home in one of New Jersey's most desirable towns. This home offers outstanding value and long-term potential for both investors and owner occupants.Each apartment features 2 spacious bedrooms, a living room, a full bathroom, and a functional kitchen, providing comfortable living spaces.A unique highlight is the second-floor apartment's potential to expand into the unfinished third floor, creating additional living space for a larger owner's suite, extra bedrooms, a home office, or a recreation area (subject to township approvals).Ideally located just a short distance from vibrant Downtown Westfield, you'll enjoy easy access to boutique shopping, acclaimed restaurants, caf s, parks, and the NJ Transit train station, offering a convenient commute to New York City.Additional highlights include:Excellent opportunity to live in one unit while renting the other to help offset your mortgage.Located in the highly regarded Westfield Public School District.Low property taxes compared to many nearby communities.Strong rental demand and excellent long-term investment potential.Convenient access to major highways, parks, shopping, and everyday amenities.Whether you're an investor, or someone seeking a home with built-in income potential, this is a rare opportunity to own a versatile property in a premier Westfield location. Don't miss your chance to invest in both your future and your lifestyle.

Getting Around

80
WalkingVery Walkable
40
TransitSome Transit
52
BikeBikeable

Schools

Construction

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven - Gas,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • See Remarks,Bedrooms,Kitchen,Living Room,Attic
  • Number of fireplaces: 9
  • Fireplace: Yes

Heating

  • Heating features: 2 Units,Natural Gas

Interior Area

  • Total structure area: 19,998
  • Total interior livable area: 19,998 sqft

Property

Details

  • Parcel number: 2920040030000000250000
  • Exclusions: personal belongings

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Sidewalk

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: 25 x 94 AV

Parking

  • Parking features: None,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$123$1,476
Property Taxes $1,331$15,972
Electricity $2,204$26,453
Total$7,445$89,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$255,257/yr
40% on housing$223,350/yr
45% on housing$198,533/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 07090$755
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07090$568
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$749,000
2022-03-08Sold$430,000
2008-08-29Sold$280,000

For Sale by Agent

AgentJanusz Minkina
BrokerageKeller Williams Realty

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