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1609 Central Ave, Westfield, NJ, 07090

3beds
2baths
1,411sqft
$774,900
$549price/sqft
$5,496/moest. monthly cost
$219,840/yrincome needed

About This Home

Opportunity is knocking in Westfield. Charming split-level home featuring living room, dining room and kitchen on the first level, along with a family room and half bath on ground level. Upper level has full bathroom and three bedrooms. Also includes a basement on lower level with laundry area and storage. Backyard is fenced in with a paved patio section, perfect for summer fun. Currently, the property is tenant occupied but will be delivered empty for a new family to enjoy.

Getting Around

41
WalkingCar-Dependent
23
TransitMinimal Transit
40
BikeSomewhat Bikeable

Schools

7/10
8/10

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven-Gas,Wall Oven(s) - Gas,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Ground

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,411
  • Total interior livable area: 1,411 sqft

Kitchen

  • Features: Galley Type
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2920057140000000100000

Features

  • Levels: Multi/Split,Split Level

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 50 x 122

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Built-In Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$127$1,524
Property Taxes $1,258$15,096
Electricity $193$2,318
Total$5,496$65,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,434/yr
40% on housing$164,880/yr
45% on housing$146,560/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$549This listing

vs Other Active Listings

Avg $/sqft

ZIP 07090$746
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07090$568
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$769,900
2019-12-21Listing removed$2,500
2019-12-19Price change$2,500
2019-11-13Listed for rent$2,625
2015-12-18Sold$385,000
2015-10-23Listed for sale$399,000
2005-01-18Sold$10,000
2000-04-10Sold$224,000
1995-02-09Sold$171,000

For Sale by Agent

AgentKarina Acosta
BrokerageColdwell Banker Realty

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