323 Water St, Belvidere, NJ, 07823
About This Home
1800's colonial in the heart of Belvidere. This timeless home offers a unique combination of historic character and RESIDENTIAL/COMMERCIAL ZONING. Features include original trim work, detailed craftsmanship, and a functional layout with formal dining room and spacious living area. The home is move-in ready with thoughtful updates throughout. Exterior highlights include a well-maintained yard, private patio, and four OFF STREET PARKING SPACES. Commercial zoning provides flexibility for a home office, professional use, or small business. Conveniently located near local shops, dining, and major commuting routes.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1858
Materials
- Roof: Asphalt Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Range/Oven-Electric,Refrigerator
Basement
- Has basement: Yes
- Basement: Yes,Unfinished
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: 1 Unit,Radiant - Hot Water,Natural Gas
- Cooling features: Window Unit(s)
Kitchen
- Features: Eat-in Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 3003000060000000100000
- Zoning description: RES-C1
- Exclusions: Washer & Dryer Negotiable
Lot
- Lot size: 7,405 sqft
- Lot size dimensions: 51 FF IRR. .17 AC
Parking
- Total spaces: 4
- Parking features: Off Street
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,638 | $19,656 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $610 | $7,320 |
| Electricity | $193 | $2,318 |
| Total | $2,569 | $30,828 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Listed for sale | $330,000 |
| 2026-02-13 | Listing removed | $359,900 |
| 2025-12-01 | Price change | $359,900 |
| 2025-09-16 | Price change | $375,000 |
| 2025-08-15 | Listed for sale | $390,000 |
| 2025-08-02 | Listing removed | $395,000 |
| 2025-05-30 | Price change | $395,000 |
| 2025-05-02 | Listed for sale | $415,000 |
| 1992-06-25 | Sold | $90,000 |
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