40 Thatcher Avenue, Stewartsville, NJ, 08886
About This Home
Great home on a quiet street offering 3 bedrooms, den, 2 full and 2 half baths, thoughtfully renovated in 2020 including the septic system. A welcoming covered front porch leads to a dramatic two-story entry foyer. The main level features a bright eat-in kitchen, formal dining room, and a spacious living room with a cozy fireplace. The kitchen opens seamlessly to an expansive, partially covered deck perfect for outdoor dining, entertaining, or relaxing in any weather. Upstairs, the primary suite offers a private bath, while three additional bedrooms share a well-appointed hall bath. The finished lower level provides valuable additional living space, complete with a convenient half bath ideal for a recreation room, home office, or guest area. A two-car attached garage offers plenty of storage. Septic updated in 2020. Public water and natural gas outside faucet hooked up to well for watering. Conveniently located close to shopping, dining, and major commuter routes, this home combines comfort, space, and everyday convenience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Roof: Asphalt Shingle
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2020
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Refrigerator,Washer,Gas Water Heater
- Laundry features: Level 1
Basement
- Features: Family Room, Powder Room, Storage Room, Utility Room
Basement
- Has basement: Yes
- Basement: Yes,Finished
Bedroom1
- Level: Second
- Area: 195
Bedroom2
- Level: Second
- Area: 144
Bedroom3
- Level: Second
- Area: 132
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Dining Room
- Features: Formal Dining Room
- Level: First
- Area: 120
Features
- Office
- Window features: Thermal Windows/Doors
- Flooring: Carpet,Tile,Vinyl-Linoleum,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: 1 Unit,Forced Air,Natural Gas
- Cooling features: 1 Unit,Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,979
- Total interior livable area: 1,979 sqft
Kitchen
- Features: Eat-in Kitchen
- Level: First
- Area: 240
Living Room
- Level: First
- Area: 195
Property
Details
- Parcel number: 3005000380000000090000
Features
- Patio & porch: Deck,Open Porch(es)
- Fencing: Wood
Lot
- Lot size: 0.26 Acres
- Features: Level,Open Lot
- Lot size dimensions: .26 AC
Parking
- Total spaces: 2
- Parking features: 2 Car Width,Asphalt,Attached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,755 | $33,060 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $1,026 | $12,312 |
| Electricity | $218 | $2,617 |
| Total | $4,162 | $49,944 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-11 | Listed for sale | $545,000 |
| 2026-06-23 | Pending sale | $545,000 |
| 2026-06-09 | Listed for sale | $545,000 |
| 2020-12-09 | Sold | $340,000 |
| 2020-08-13 | Sold | $340,000 |
| 2020-02-18 | Sold | $184,084 |
| 2020-01-24 | Pending sale | $204,200 |
| 2019-12-21 | Price change | $204,200 |
| 2019-12-03 | Price change | $219,000 |
| 2019-11-11 | Price change | $231,800 |
| 2019-10-25 | Price change | $244,000 |
| 2019-10-02 | Price change | $246,500 |
| 2019-09-16 | Price change | $249,000 |
| 2019-08-28 | Price change | $253,400 |
| 2019-07-22 | Price change | $302,900 |
| 2019-04-30 | Listed for sale | $328,600 |
| 2019-03-27 | Sold | $120,000 |
| 2018-12-03 | Price change | $299,900 |
| 2018-10-17 | Listed for sale | $324,900 |
| 2016-07-30 | Listing removed | $264,900 |
| 2016-04-15 | Price change | $264,900 |
| 2015-12-05 | Price change | $274,900 |
| 2015-10-27 | Listed for sale | $299,000 |
| 2002-05-28 | Sold | $259,900 |
| 2001-02-07 | Sold | $30,000 |
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