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193 Millbrook Rd, Hardwick, NJ, 07825

5beds
2baths
2,400sqft
$575,000
$240price/sqft
$4,455/moest. monthly cost
$178,200/yrincome needed

About This Home

5 bedroom, 2 full baths, 2 bedrooms currently used as den and craft room. Master bedroom is downstairs with attached full bath and walk in closet. Family room has vaulted ceiling leading to loft. Laundry room and pantry downstairs Heat is oil/baseboard; wood stove insert in fireplace/ heat pump mini-splits for both heat and AC Encapsulated Crawlspace. 2 car garage Large attic storage space Established garden Septic and Well

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Shake / Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Heat pump,Stove,Oil,Wood / Pellet
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 090020200000000303

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 3 Acres

Parking

  • Total spaces: 5
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hurricane
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$202$2,424
Property Taxes $1,082$12,984
Electricity $264$3,174
Total$4,455$53,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,742/yr
40% on housing$133,650/yr
45% on housing$118,800/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 07825$232
Warren County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 07825$227
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-19Listed for sale$575,000
2012-06-05Listing removed$319,900
2012-02-14Price change$319,900
2011-11-02Price change$339,900
2011-09-29Listed for sale$399,500

For Sale by Owner

AgentProperty Owner

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