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55 Valley St, Columbia, NJ, 07832

4beds
2baths
2,400sqft
$495,000
$206price/sqft
$3,869/moest. monthly cost
$154,760/yrincome needed

About This Home

A rare chance to own a piece of history reimagined for modern living. This storybook 4-bedroom home blends original character with thoughtful updates, creating a space that feels both timeless and move-in ready. From the moment you arrive, the wraparound front porch sets the tone perfect for morning coffee, remote work sessions, or winding down at the end of the day. Inside, you'll find generously sized rooms, warm wood floors, and original trim that deliver authentic charm you simply can't replicate.Major updates including siding, windows, septic, and well offer peace of mind, while the 1st floor renovated bathroom strikes the perfect balance of style and function with a vintage clawfoot tub and separate walk-in shower. The layout supports today's lifestyle with a spacious kitchen that opens to a fenced backyard and patio for easy indoor-outdoor living, a formal dining room for hosting, main-level laundry, and a flexible second-floor office or guest space ideal for working from home or creating a dedicated studio.Need more space? The full walk-up attic offers endless potential for a home gym, creative space, or additional living area. Parking for up to 8 cars and the oversized pole barn with loft provide incredible bonus space for hobbies, storage, or even a workshop setup. Less than an hour from NYC, this home offers both convenience and lifestyle with quick access to restaurants, shopping and all recreational opportunities that the Delaware River region has to offer.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2007

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Kitchen Exhaust Fan,Microwave,Range/Oven-Gas,Refrigerator,Self Cleaning Oven,Washer,Electric Water Heater

Basement

  • Features: Utility Room, Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Bilco-Style Door,Unfinished,Walk-Out Access,Sump Pump

Bedroom1

  • Level: Second
  • Area: 300

Bedroom2

  • Level: Second
  • Area: 238

Bedroom3

  • Level: Second
  • Area: 210

Bedroom4

  • Level: First
  • Area: 252

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 168

Features

  • Office
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,See Remarks,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiators - Steam,Oil Tank Above Ground - Inside
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Features: Pantry
  • Level: First
  • Area: 176

Living Room

  • Level: First
  • Area: 210

Property

Details

  • Parcel number: 3013000540000000060000

Features

  • Patio & porch: Patio
  • Exterior features: Sidewalk

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot,Level,Open Lot
  • Lot size dimensions: 0.27

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Asphalt,Detached Garage,Finished Garage,Loft Storage,Oversized,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Hurricane
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$171$2,052
Property Taxes $932$11,184
Electricity $264$3,174
Total$3,869$46,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,651/yr
40% on housing$116,070/yr
45% on housing$103,173/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 07832$229
Warren County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 07832$259
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$499,000
2025-12-27Listing removed$525,000
2025-08-23Listed for sale$525,000
2022-11-23Sold$372,500
2022-10-07Pending sale$390,000
2022-08-16Price change$390,000
2022-07-28Listed for sale$399,000
2006-09-22Sold$224,000

For Sale by Agent

AgentIris Orlinski
BrokerageRe/Max Town & Valley Ii

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