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1 Hillside Ave, Belvidere, NJ, 07823

3beds
3baths
1,962sqft
$359,900
$183price/sqft
$2,854/moest. monthly cost
$114,160/yrincome needed

About This Home

The Mountain Lake community is one of New Jersey's best-kept secrets, and this is your chance to get in on it. This custom lake house boasts space inside and out, stunning views, and the privacy of a vast wooded lot - all on a serene hilltop setting. On the main level, an open-concept kitchen looks out onto an expansive living room/dining area. Cathedral ceilings add to the spacious feel, and twin skylights let in copious amounts of sunlight or starlight depending on the hour. A wraparound deck is easily accessed from inside through three sliding glass doors. The primary bedroom is nestled just off the living room, and a Jack and Jill bathroom allows entrance from both the bedroom and the kitchen. Upstairs you'll find the other pair of bedrooms, each with its own unique attribute: the bedroom nearest the stairs features a walk-out balcony, while the far bedroom adjoins a full Jack and Jill bathroom with hallway access. The basement features a living room-style den with kitchenette, as well as a third full bathroom, and is surrounded by a second walkout deck. To get to the boathouse and dock, take the winding main driveway down to street level, or use the side-access shared driveway if you prefer a straight shot. The home's position offers the perfect vantage point of Mountain Lake and the hilly green expanses of North Jersey for miles. The community features on-the-water dining, the exclusive Liberty Township Beach, and access to the southern trails of Jenny Jump State Park.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Water Softener Owned

Basement

  • Features: Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Partial

Bedroom1

  • Level: First
  • Area: 132

Bedroom2

  • Level: Second
  • Area: 108

Bedroom3

  • Level: Second
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Cathedral Ceiling(s),Office
  • Window features: Skylight(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Forced Air,Oil Tank Above Ground - Outside
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,962
  • Total interior livable area: 1,962 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 3014000480000000190002
  • Exclusions: Personal property.

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake/Water View,Mountain(s)
  • Has water view: Yes
  • Water view: Lake/Water View

Lot

  • Lot size: 0.74 Acres
  • Features: Wooded
  • Lot size dimensions: 93 x 365 IRR .74 AC

Parking

  • Parking features: Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Hurricane
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$142$1,704
Property Taxes $677$8,124
Electricity $216$2,595
Total$2,854$34,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,851/yr
40% on housing$85,620/yr
45% on housing$76,106/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 07823$193
Warren County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 07823$215
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$359,900
2026-07-31Price change$359,900
2026-07-25Price change$425,000
2026-07-15Price change$449,000
2026-06-29Listed for sale$499,000

For Sale by Agent

AgentBradford Schreffler
BrokerageColdwell Banker Realty

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