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5 Park Sq, Phillipsburg, NJ, 08865

4beds
2baths
0sqft
$389,000
--price/sqft
$3,048/moest. monthly cost
$121,920/yrincome needed

About This Home

BOM DUE TO BUYER CHANGE OF MIND LAST MINUTE. PROPERTY HAS APPRAISED ABOVE ASKING PRICE. INSTANT EQUITY. Updated Two family on corner lot with fenced in yard. 2nd floor has been completely renovated and offers 2 bedrooms, 1 full bath, eat in kitchen, walk up attic for tons of storage. First floor offers 2 bedrooms, 1 full bath, den/office, sunroom, and eat in kitchen. Access to basement from both floors. Natural gas, public utilities. Quiet street across from Harry Snyder Memorial Park. First floor unit will be vacant! 2nd floor on carry over lease.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
4/10

Construction

Condition

  • Year built: 1927

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range/Oven - Gas,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedrooms,Den,Eat-in Kitchen,Living Room,Master Bedroom,Sunroom,Attic,Eat-In Kitchen

Heating & Cooling

  • Heating features: 1 Unit,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 3015000150000000120000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: .13

Parking

  • Total spaces: 5
  • Parking features: On Street
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Lightning
Winter Weather
Hurricane
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$157$1,884
Property Taxes $732$8,784
Electricity $193$2,318
Total$3,048$36,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,502/yr
40% on housing$91,440/yr
45% on housing$81,280/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$196
Warren County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$389,000
2026-06-16Listed for sale$389,000
2026-06-16Listing removed$399,000
2026-04-09Pending sale$399,000
2026-02-13Listed for sale$399,000
2021-05-03Sold$280,000
2021-01-21Listed for sale$289,000
2007-03-09Sold$196,500
1996-10-17Sold$101,000

For Sale by Agent

AgentVanessa Robles
BrokerageKeller Williams Prosperity Realty

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