309 Stelko Ave, Phillipsburg, NJ, 08865
About This Home
Adorable 3-bedroom, 1.5-bath ranch home in desirable Lopatcong Township! This well-maintained home offers comfortable one-floor living with hardwood floors, an inviting layout, and thoughtful updates throughout. The kitchen features a natural gas freestanding stove, newer dishwasher, and a center island for added workspace and gathering space. Relax and unwind in the bathroom featuring a unique Japanese soaking tub. Additional highlights include dual heating systems, electric baseboard and natural gas heat, a gas hot water heater (2023), brand new Maytag gas dryer, public water and sewer, and a 110-amp electrical service with breakers. The washer and dryer are included with the sale. Step outside to enjoy the fenced yard complete with two sheds, a new greenhouse with shelving, detached 1-car garage with electric service and garage door opener, and established landscaping featuring raspberry bushes, an apple tree, and a cherry tree. Major improvements include a roof replacement in July 2020. Conveniently located near shopping, dining, schools, and major commuter routes, this charming ranch is ready for its next owner to call it home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1952
Materials
- Roof: Asphalt,Fiberglass
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
Basement
- Basement: None
Bedroom
- Level: First
- Dimensions: 12.00 x 8.00
Bedroom
- Level: First
- Dimensions: 11.00 x 6.00
Bedroom
- Level: First
- Dimensions: 14.00 x 6.00
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Eat-in Kitchen,Kitchen Island
- Flooring: Carpet,Hardwood,Luxury Vinyl,Luxury VinylPlank
- Finished area below ground: 0
- Finished area above ground: 792
Half Bath
- Level: First
- Dimensions: 6.00 x 4.00
Heating & Cooling
- Heating features: Baseboard,Electric,Gas
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total interior livable area: 792 sqft
Kitchen
- Level: First
- Dimensions: 15.00 x 12.00
Living Room
- Level: First
- Dimensions: 20.00 x 12.00
Other
- Level: First
- Dimensions: 8.00 x 6.00
Property
Details
- Parcel number: 3015000500000000030000
- Zoning: R75
- Special condition: None
Features
- Stories: 1
- Exterior features: Fence
- Fencing: Yard Fenced
Lot
- Lot size: 9,583 sqft
- Features: Flat
Parking
- Total spaces: 1
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Lightning
- Winter Weather
- Hurricane
- Heat Wave
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,820 | $21,840 |
| Home Insurance * | $145 | $1,740 |
| Property Taxes | $677 | $8,124 |
| Electricity | $193 | $2,318 |
| Total | $2,835 | $34,020 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $340,000 |
| 2026-07-25 | Listed for sale | $360,000 |
| 2026-07-23 | Listing removed | $360,000 |
| 2026-07-01 | Contingent | $360,000 |
| 2026-07-01 | Pending sale | $360,000 |
| 2026-06-25 | Listed for sale | $360,000 |
| 2016-08-19 | Listing removed | $165,000 |
| 2016-05-09 | Price change | $165,000 |
| 2016-04-28 | Listed for sale | $175,000 |
| 2015-04-30 | Listing removed | $190,000 |
| 2015-02-01 | Price change | $190,000 |
| 2015-01-07 | Listed for sale | $200,000 |
| 2006-07-07 | Sold | $209,900 |
| 2005-01-10 | Sold | $182,500 |
| 2004-10-06 | Sold | $185,000 |
| 2000-06-13 | Sold | $90,000 |
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