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537 John Mitchell Ave, Phillipsburg, NJ, 08865

3beds
3baths
2,019sqft
$425,000
$211price/sqft
$3,342/moest. monthly cost
$133,680/yrincome needed

About This Home

This house checks all the boxes ! Great house in Phillipsburg's Hillcrest featuring city water, city sewer and natural gas heat. Ideal location close to major roads , shopping , hospital and doctors. This home has a roof that is approx 1 year old , a newer Goodman furnace, a stair chairlift to the second floor and a Generac automatic whole house generator . Best of all this home features lots of living space with a heated sunroom or all year round family room,a recroom in the basement with a dry bar and refrigerator, laundry area and a full bathroom.Large paved driveway with lots of parking and a modern 3 car garage with a 30 amp electrical service plus a 10' x 17' shed with cabinets insulation and electric is a great workshop! This is a 2.5 bathroom home but has a double shower in the first floor bedroom making this like a 3 full bath home.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
4/10
5/10
Phillipsburg High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Features: Bath(s) Other, Laundry Room, Rec Room

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished

Bedroom1

  • Level: First
  • Area: 132

Bedroom2

  • Level: Second
  • Area: 187

Bedroom3

  • Level: Second
  • Area: 256

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 132

Features

  • Entrance Foyer,Rec Room,Sunroom
  • Door features: Storm Door(s)
  • Window features: Blinds,Shades
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: 1 Unit,Natural Gas
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 2,019
  • Total interior livable area: 2,019 sqft

Kitchen

  • Features: See Remarks
  • Level: First
  • Area: 88

Living Room

  • Level: First
  • Area: 209

Property

Accessibility

  • Accessibility features: Handicap Modified

Details

  • Parcel number: 3019005210000000190000
  • Zoning description: Residential

Features

  • Patio & porch: Open Porch(es)
  • Exterior features: Sidewalk

Lot

  • Lot size: 9,583 sqft
  • Features: Level,Open Lot
  • Lot size dimensions: .22 ACRE

Parking

  • Total spaces: 4
  • Parking features: 1 Car Width,Detached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather
Heat Wave

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$171$2,052
Property Taxes $800$9,600
Electricity $222$2,670
Total$3,342$40,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,582/yr
40% on housing$100,260/yr
45% on housing$89,120/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$196
Warren County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$425,000

For Sale by Agent

AgentMark Duke
BrokerageEra Duke Realtors

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