12 Brainard St, Phillipsburg, NJ, 08865
About This Home
Opportunity awaits in this 2-Bedroom, 1.5 bath home full of character. The main bathroom features a large walk-in shower, jetted tub, and double sink vanity. A convenient second floor laundry room adds everyday ease, while the finished third-floor bonus room offers flexible space for a home office, guest area or recreation room. Major updates include a roof installed in 2019, instant hot water, central air, and natural gas heat- Big ticket items already in place. With some TLC and vision, this home could truly shine. Ideal for investors or buyers looking to build equity.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Asphalt Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Duplex,Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Instant Hot Water,Range/Oven-Gas,Refrigerator,Wall Oven(s) - Electric,Washer,Gas Water Heater
- Laundry features: Laundry Room,Level 2
Basement
- Has basement: Yes
- Basement: Yes,Unfinished,Walk-Out Access
Bedroom1
- Level: Second
- Area: 168
Bedroom2
- Level: Second
- Area: 84
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Formal Dining Room
- Level: First
- Area: 121
Features
- Bathroom
- Flooring: Carpet,Laminate,Tile,Vinyl-Linoleum
Heating & Cooling
- Heating features: 1 Unit,Forced Air,Natural Gas
- Cooling features: 1 Unit,Central Air
Kitchen
- Features: Not Eat-In Kitchen
- Level: First
- Area: 110
Living Room
- Level: First
- Area: 168
Property
Details
- Parcel number: 3019009150000000050000
- Attached to another structure: Yes
Lot
- Lot size: 1,306 sqft
- Lot size dimensions: .032 ACRE
Parking
- Parking features: On Street,Parking Lot-Shared
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $955 | $11,460 |
| Home Insurance * | $76 | $912 |
| Property Taxes | $355 | $4,260 |
| Electricity | $193 | $2,318 |
| Total | $1,579 | $18,948 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $189,000 |
| 2026-04-07 | Pending sale | $189,000 |
| 2026-02-11 | Listed for sale | $189,000 |
| 2016-08-31 | Listing removed | $58,500 |
| 2016-02-10 | Listed for sale | $58,500 |
| 2016-01-03 | Listing removed | $58,500 |
| 2015-11-12 | Price change | $58,500 |
| 2015-09-04 | Price change | $65,000 |
| 2015-07-05 | Price change | $68,000 |
| 2015-01-02 | Listed for sale | $79,500 |
| 1996-03-25 | Sold | $27,000 |
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