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319 Warren St, Phillipsburg, NJ, 08865

2beds
1baths
0sqft
$245,000
--price/sqft
$1,991/moest. monthly cost
$79,640/yrincome needed

About This Home

Welcome to this charming home offering great potential as a first-time home purchase, a downsizing opportunity, or an investment property. Conveniently located near major transportation routes and within easy reach of New York City, this home provides both comfort and accessibility. The kitchen and bathroom have been recently updated, offering modern touches while maintaining the home's character. The basement provides additional storage space and includes laundry facilities and utilities. One of the bedrooms features a large closet for added convenience. Recent updates include a new roof, making this home a great opportunity for its next owner. Don't miss the chance to make this versatile property your own!

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
4/10
5/10
Phillipsburg High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Range/Oven,Microwave,Refrigerator,Range,Washer,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Storage Space, Utility Room, Laundry Facilities

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Kitchen,Living Room,2 Bedrooms,Bath Full,Attic
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 3019012090000000150000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Patio
  • Exterior features: Open Porch(es),Patio

Lot

  • Features: Level
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather
Heat Wave

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$99$1,188
Property Taxes $461$5,532
Electricity $193$2,318
Total$1,991$23,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,262/yr
40% on housing$59,730/yr
45% on housing$53,093/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$197
Warren County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$245,000
2025-01-27Sold$232,000
2025-01-22Pending sale$228,000
2024-12-02Price change$228,000
2024-11-13Price change$247,000
2022-09-13Pending sale$134,900
2022-09-09Sold$129,000
2022-07-15Pending sale$134,900
2022-06-22Listing removed--
2022-05-12Listed for sale$134,900
2014-12-01Listing removed$69,500
2014-08-07Price change$69,500
2014-05-07Listed for sale$74,500
2009-12-21Sold$59,000
1997-08-19Sold$21,099

For Sale by Agent

AgentWAJIHA KAMAL
BrokerageBETTER HOMES&GARDENS RE MATURO

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