21 Henderson St, Phillipsburg, NJ, 08865
About This Home
Welcome to 21 Henderson Street, Phillipsburg, NJ. This charming detached Colonial offers an excellent opportunity for first-time homebuyers, investors, or anyone looking for an affordable single-family home with private outdoor space and a detached garage.Situated on a quiet residential street, this 2-bedroom, 1-bath home offers approximately 960 square feet of living space with a functional layout designed for everyday comfort. The main level features a spacious living room filled with natural light, a large eat-in kitchen with ample cabinetry and dining space, convenient main-floor laundry, and a full bathroom. Upstairs, you'll find two generously sized bedrooms with plenty of natural light and closet space.Step outside and enjoy your fully fenced backyard, complete with a patio area, year old roof, storage shed, and room for gardening, pets, entertaining, or relaxing. The detached one-car garage provides valuable parking, storage, or workshop potential, while rear alley access adds convenience.Located close to schools, parks, shopping, dining, major commuter routes, and downtown Phillipsburg amenities, this home offers the perfect combination of affordability, convenience, and outdoor living. Nearby schools include Phillipsburg Primary School, Phillipsburg Middle School, and Phillipsburg High School. Residents enjoy convenient access to local parks, recreation areas, shopping, restaurants, and the Delaware River corridor.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Basement
- Roof: Asphalt,Fiberglass
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Gas Oven,Gas Range,Gas Water Heater,Washer
Basement
- Has basement: Yes
- Basement: Concrete
Bedroom
- Level: Second
- Dimensions: 16.00 x 9.00
Bedroom
- Level: Second
- Dimensions: 13.00 x 8.00
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
- Dimensions: 6.00 x 10.00
Features
- Dining Area
- Finished area below ground: 0
- Finished area above ground: 960
Heating & Cooling
- Heating features: Oil,Radiator(s)
- Cooling features: None
Interior Area
- Total interior livable area: 960 sqft
Kitchen
- Level: First
- Dimensions: 7.00 x 15.00
Laundry
- Level: First
- Dimensions: 9.00 x 5.00
Living Room
- Level: First
- Dimensions: 12.00 x 11.00
Other
- Level: Second
- Dimensions: 7.00 x 6.00
Property
Details
- Parcel number: 19012250000000090000
- Zoning: R-50
- Special condition: None
Features
- Patio & porch: Deck,Porch
- Exterior features: Deck,Fence,Porch
- Fencing: Yard Fenced
Lot
- Lot size: 2,482 sqft
Parking
- Total spaces: 1
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,111 | $13,332 |
| Home Insurance * | $88 | $1,056 |
| Property Taxes | $414 | $4,968 |
| Electricity | $193 | $2,318 |
| Total | $1,806 | $21,672 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-05 | Listed for sale | $219,900 |
| 2011-08-19 | Listing removed | $900 |
| 2011-05-31 | Listed for rent | $900 |
| 2011-05-27 | Sold | $59,000 |
| 2011-03-02 | Price change | $69,000 |
| 2011-02-25 | Price change | $69 |
| 2011-01-02 | Listed for sale | $69,000 |
| 2010-11-26 | Listing removed | $125,000 |
| 2010-05-27 | Listed for sale | $125,000 |
| 2007-08-02 | Sold | $142,500 |
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