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37 Colby Pl, Phillipsburg, NJ, 08865

5beds
3baths
--sqft
$389,900
--price/sqft
$3,055/moest. monthly cost
$122,200/yrincome needed

About This Home

Large and very nice colonial home with 2 car parking spaces, open porch, backyard. Features: first level living room. formal dining room, kitchen with separate breakfast room, full bathroom and 1 bedroom. The second level: 5 bedrooms and full bathroom. Finished attic. House has had some updates and finished basement. Close to schools, restaurants, shopping areas and easy access to major routes.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
4/10
5/10
Phillipsburg High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Vinyl Siding

Notable Dates

  • Major remodel year: 2019

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Gas Cooktop,Range/Oven-Gas,Refrigerator,Gas Water Heater

Basement

  • Features: BathOthr,Exercise,GameRoom,Laundry,RecRoom,Utility

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Dining Room
  • Level: First

Features

  • Breakfast

Heating & Cooling

  • Heating features: 1 Unit,Baseboard - Hotwater,Radiators - Hot Water,Natural Gas
  • Cooling features: Wall Unit(s)

Kitchen

  • Features: Separate Dining Area
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 3019013130000000110000
  • Zoning description: Residential
  • Exclusions: Personal property

Features

  • Patio & porch: Patio

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: .080 ACRE

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Heat Wave

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$157$1,884
Property Taxes $734$8,808
Electricity $193$2,318
Total$3,055$36,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,742/yr
40% on housing$91,650/yr
45% on housing$81,466/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$196
Warren County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-14Listed for sale$389,900
2024-06-25Listing removed$309,000
2024-05-23Listed for sale$309,000
2019-04-30Sold$62,000
2019-03-08Listed for sale$74,500
2018-12-04Listing removed$99,713
2018-11-14Listed for sale--
2012-01-01Listing removed$139,900
2011-02-05Listed for sale$139,900
2010-11-21Listing removed$139,000
2010-07-04Listed for sale$139,000
2010-03-04Listing removed$139,000
2010-01-29Price change$139,000
2009-11-27Price change$139,900
2009-06-28Listed for sale$169,900
2005-06-02Sold$190,000

For Sale by Agent

AgentRosa Amelia Howard
BrokerageWeichert Realtors

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