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116 Lewis St, Phillipsburg, NJ, 08865

1beds
2baths
--sqft
$169,000
--price/sqft
$1,433/moest. monthly cost
$57,320/yrincome needed

About This Home

Well Maintained Colonial Style 1/2 Duplex! Living Rm, Dining Rm, Eat-In-Kitchen w/ Gas Range, Laundry Rm, & Powder Rm on First Floor! Bedroom, Sitting Rm w/ Closet (currently used as a walk-thru BR), Bonus Rm (currently used as closet), & Main Bath on Second Floor! Walk Up Third Floor Attic! Electric Heat in Laundry Rm & Powder Rm. Oil Hot Water Heat in Remainder of Home. Private back yard with brick paver patio! Garbage removal included! Tenant Occupied! Potential Investment Property!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

5/10
4/10
5/10
Phillipsburg High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Duplex,Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Gas,Refrigerator,Water Heater From Furnace
  • Laundry features: Laundry Room,Level 1

Basement

  • Features: Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedroom1

  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 135

Features

  • Flooring: Carpet,Vinyl-Linoleum

Heating

  • Heating features: 1 Unit,Baseboard - Electric,Radiators - Hot Water,See Remarks,Electric,Natural Gas,Oil Tank Above Ground - Inside

Kitchen

  • Features: Eat-in Kitchen,Separate Dining Area
  • Level: First
  • Area: 117

Living Room

  • Level: First
  • Area: 144

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 3019014070000000110000
  • Attached to another structure: Yes

Features

  • Patio & porch: Patio
  • Exterior features: Sidewalk
  • Fencing: Privacy

Lot

  • Lot size: 1,306 sqft
  • Features: Level
  • Lot size dimensions: .034 ACRE

Parking

  • Parking features: On Street,On-Street Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Heat Wave

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$68$816
Property Taxes $318$3,816
Electricity $193$2,318
Total$1,433$17,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,131/yr
40% on housing$42,990/yr
45% on housing$38,213/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$198
Warren County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$174,000
2025-10-22Listed for sale$185,000
2022-06-09Sold$125,000
2022-04-10Listed for sale$129,900

For Sale by Agent

AgentDale P. Camuso
BrokerageKeller Williams Greater Brunswick

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