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135 Mercer St, Phillipsburg, NJ, 08865

3beds
1baths
1,378sqft
$199,999
$145price/sqft
$1,660/moest. monthly cost
$66,400/yrincome needed

About This Home

New Roof, New Appliances, New energy saving solar panels! Welcome to this move in ready well-maintained home in the heart of Phillipsburg, New Jersey. Step into the main level where you will find a first-floor bedroom, spacious living room, eat in kitchen and first floor laundry area. The second floor offers two spacious bedrooms, full bathroom and walk in closet. The finish third level can be used as a home office, recreational or craft room. Enjoy a backyard perfect for summer entertainment. Close to recreation parks, shopping malls, restaurants & schools. Easy access to route 22 & 78, a commuter's dream! The home is just minutes from the historical downtown Easton.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

5/10
4/10
5/10
Phillipsburg High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Cinder Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Duplex,Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Range/Oven-Electric

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Unfinished

Bedroom1

  • Level: Second
  • Area: 224

Bedroom2

  • Level: First
  • Area: 117

Bedroom4

  • Level: Second
  • Area: 126

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Walk-In Closet(s),Bathroom
  • Door features: Storm Door(s)
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas,Solar-Leased
  • Cooling features: 1 Unit,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,378
  • Total interior livable area: 1,378 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 126

Living Room

  • Level: First
  • Area: 195

Property

Details

  • Parcel number: 3019015070000000180000
  • Attached to another structure: Yes
  • Zoning description: R-50

Features

  • Patio & porch: Open Porch(es)
  • Exterior features: Curbs,Sidewalk
  • Fencing: Privacy,Wood

Lot

  • Lot size: 1,306 sqft
  • Features: Level
  • Lot size dimensions: .033 ACRE

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$80$960
Property Taxes $376$4,512
Electricity $193$2,318
Total$1,660$19,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,914/yr
40% on housing$49,800/yr
45% on housing$44,266/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$198
Warren County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$239,900
2021-12-02Sold$121,300
2021-08-30Listed for sale$115,000
2012-10-28Listing removed$65,000
2011-10-21Listed for sale$65,000
2011-06-06Listing removed$68,500
2011-04-06Listed for sale$68,500
2011-01-10Listing removed$73,000
2010-11-28Listed for sale$73,000
2010-10-05Listing removed$73,000
2010-06-10Price change$76,000
2010-01-09Price change$79,900
2009-09-01Price change$88,500
2009-05-02Price change$99,500
2008-09-14Listed for sale$112,000
2008-05-01Listing removed$119,500
2008-04-25Listed for sale$119,500

For Sale by Agent

AgentKaren Ruiz
BrokerageWeichert Realtors

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