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582 Roseberry St, Phillipsburg, NJ, 08865

6beds
3baths
--sqft
$525,000
--price/sqft
$4,047/moest. monthly cost
$161,880/yrincome needed

About This Home

MULTIFAMILY- 582-584 Roseberry are being sold together as a bundle DOUBLE LOT, offering a rare investment opportunity with two attached single-family homes and a spacious parking lot that accommodates at least 4 vehicles. Both properties feature brand-new heating systems, making this a turnkey opportunity for investors or owner-occupants alike. Each home offers 3 bedrooms with a functional and spacious layout designed for comfortable living. The Certificate of Occupancy (CO) has already been obtained.Whether you're looking to expand your investment portfolio or live in one home while generating rental income from the other, this property offers outstanding potential and flexibility.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

--
Phillipsburg Early ChildGrades PK-10.3 mi
4/10
5/10
Phillipsburg High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Slate
  • Construction materials: Stucco

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Gas Cooktop,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Unfinished

Bedroom1

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Living/Dining Combo
  • Level: First

Features

  • Flooring: Vinyl-Linoleum,Wood

Heating

  • Heating features: Baseboard - Hotwater,Natural Gas

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 3019016020000000030000

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: .178 ACRE

Parking

  • Parking features: Driveway-Exclusive
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$212$2,544
Property Taxes $988$11,856
Electricity $193$2,318
Total$4,047$48,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,754/yr
40% on housing$121,410/yr
45% on housing$107,920/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$194
Warren County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$500,000
2026-07-16Price change$525,000
2026-06-30Price change$550,000
2026-06-23Price change$575,000
2026-06-11Price change$600,000
2026-06-01Price change$650,000
2026-05-22Listed for sale$699,000
2019-08-14Sold$31,000
2019-07-26Pending sale$34,900
2019-07-18Price change$34,900
2019-06-25Listed for sale$39,900
2019-05-07Pending sale$39,900
2019-03-21Listed for sale$39,900
2019-03-01Sold$24,100
2019-02-09Price change$46,800
2018-12-15Price change$49,200
2018-11-16Price change$51,700
2018-10-19Price change$54,400
2018-09-19Listed for sale$57,200
2018-08-18Listing removed$75,600
2018-08-12Price change$75,600
2018-07-13Listed for sale$79,500
2003-06-02Sold$89,500
1995-04-26Sold$10,000

For Sale by Agent

AgentSara Nashed
BrokerageExp Realty, Llc

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